HSBC Bank Credit Card - Details

Offers convenient and flexible spending around the world

Key features and benefits

  • 0% on purchases for 3 months from credit card account opening
  • 0% interest for 32 months on balances transferred within 60 days of you opening your account. 1.4% balance transfer fee applies, minimum £5(1)
  • Representative 18.9% APR variable

The representative example of 18.9% APR variable is based on an assumed credit limit of £1,200 and our 18.9% rate p.a. for purchases gives a representative rate of 18.9% APR variable

  • Available in sterling
  • Daily cash withdrawal limit: £300(2)
  • Minimum credit limit: £500
  • Access to global offers and benefits via Home&Away
  • No annual fee to pay
  • Up to 56 days interest free on purchases if you pay your whole balance in full and on time
  • 24/7 online or phone access to check your balance and settle your card bills
  • Free additional card for your spouse or partner
  • Use your card to make contactless transactions
  • The HSBC Credit Card is provided by HSBC Bank plc in the UK(3)

You must be aged 18 or over. Credit is subject to status.


1. If you make a cash advance (other than for a gambling transaction) we will charge a cash fee of 2.99% of the amount advance minimum (£3.00). If you make a transaction in a non-sterling currency (a foreign currency) we will also charge a non-Sterling transaction fee of 2.99% of the amount of the transaction.


2. To request a Balance Transfer, call HSBC Bank plc on 08456 043114 or +44 1226 261 010. Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day). Requests for a Balance Transfer received by us after 3.30 pm or on a non working day will be treated as if they were received the next working day. It can take up to 3 working days, from the day of receipt by HSBC Bank plc, for the money to reach your other credit card provider. Written requests can take up to 4 working days from the day of receipt by HSBC Bank plc.


Please note, balances cannot be transferred from cards issued by other members of the HSBC Group, which includes first direct, M&S Bank and John Lewis Partnership Group. After the introductory rate periods, your balance transfers and purchases will be charged at the standard variable rate when applicable, currently representative 18.9% APR  variable.


3. HSBC Bank plc, Card Services, PO Box 6001, Coventry, CV3 9FP, United Kingdom. Credit Cards are provided by HSBC Bank plc, which is authorised by the Prudential Regulatory Authority and regulated by Financial Conduct Authority and the Prudential Regulatory Authority.

Apply for a Credit Card

Apply for a Credit Card

If you are a customer of HSBC Expat, simply download an application form to fill in at a time convenient to you.

Apply for an HSBC Credit Card

Not yet a customer?

You can apply for a credit card once you have opened an account with us.

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