Tailored lending with HSBC Expat


Get a plan that's tailored to your needs

Want to borrow some money until an investment matures or the exchange rate improves? We help expats all over the world with tailored lending plans in a range of different currencies.

You can secure your loan using assets such as savings, bonds or life policies.

To be eligible for our Tailored Lending Service you must:

  • Have a Total Relationship Balance of £500,000 or currency equivalent held with HSBC Expat
  • Want to borrow a minimum of £50,000

Benefits Include:

  • Choice of currencies - including sterling, euro, US dollars and Hong Kong dollars
  • Repayment options - interest only or capital repayment
  • Flexible terms - decide how and when you repay your loan
  • Variable interest rate - linked to the relevant currency base rate
  • Flexible lending terms - so you can schedule your requirements around bonuses and other income

The maximum age for a capital repayment plan is 75 at the end of the mortgage term (subject to status). For joint applications this will be the maximum age of the oldest applicant.

How tailored lending can help you

We arrange tailored lending plans for all kinds of reasons. They can be a good alternative to surrendering an investment early or converting your savings into another currency while the exchange rate is low.


Use an investment as securityChoose the currency you need

Security may be required in respect of any loan provided, such security could include cash, investments, life policies and UK property.
The security may be realised, or your property repossessed, if you do not keep up the repayments on your loan.


Changes in exchange rate may increase the sterling equivalent of your debt.


Need a tailored lending plan?

Thinking of buying a property in the UK?

We offer residential and buy-to-let mortgages through HSBC Bank plc - with a choice of rates, terms and repayment plans.

Read more about:

HSBC's residential mortgages HSBC's buy-to-let mortgages

Your property or home may be repossessed if you do not keep up repayments on your mortgage.

Got a question?

HSBC Expat Premier customers
call us on +44 1534 616 081
HSBC Expat Advance customers
call us on +44 1534 616 082
New to HSBC Expat
call us on +44 1534 616 141

We are open 24/7. Calls may be monitored and/or recorded for security and service improvement purposes.

Got a question?

HSBC Expat Premier customers
call us on +44 1534 616 081
HSBC Expat Advance customers
call us on +44 1534 616 082
New to HSBC Expat
call us on +44 1534 616 141

We are open 24/7. Calls may be monitored and/or recorded for security and service improvement purposes.