Fixed Term Deposit Account – Overview

Fixed Term Deposit Account

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Fix your interest rate and enjoy knowing how much interest you're going to earn

  • Fixed rates up to
    GBP % AER/Gross
    USD % AER/Gross
    EUR % AER/Gross
    Interest is paid at maturity
  • Currencies
    Available in 19 currencies, including sterling, US dollar and euro
  • Choice of fixed terms
    Choose to fix your savings for up to 5 years depending on your choice of currency
  • Minimum account balance
    The minimum balance for this account is £5,000, US$10,000 or €10,000. Other currencies: £10,000 currency equivalent
  • Access
    Internet* and phone, charges apply for early closure, no part withdrawals**
  • A stable location
    With our offshore savings accounts you'll have peace of mind that your savings are held in an economically stable location

* Internet access is only available for fixed term deposit accounts between one month and one year

** There is a £250 charge payable for early closures, plus any additional costs to HSBC of funding the repayments. Partial withdrawal of funds is not permitted.

AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year.

Gross: The interest rate before the deduction of tax applicable to interest on savings accounts.

Am I eligible?

Am I eligible?

New customers need to hold a minimum of £60,000 or currency equivalent in deposits and/or investments with us. All customers must be aged 18 or over.

More details

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