Put your money away for a fixed amount of time and enjoy the certainty of knowing exactly how much interest you're going to earn.
- Available in multiple currencies, including sterling, US dollar and euro - info
- Earn interest rates - fixed for up to 5 years - info
- Interest rates increase with the size of your deposit
- Interest paid gross of tax*
- 24 hour phone and internet banking - info
A minimum Relationship Balance of £25,000, or currency equivalent, is required to bank with us. The balance of your Fixed Term Deposit Account will count towards your total Relationship Balance. Read more about this
- Minimum balance for this account is £5,000, $10,000, €10,000 (other currencies £10,000 equivalent)
- No interest is payable if the balance falls below the minimum account opening balance
- Open your account with our HSBC Premier service and you'll qualify for our best rates. View our interest rates
- Withdrawals at any time other than maturity will incur a £250 handling fee plus the cost to HSBC of funding the repayment
HSBC Premier customers who hold the Premier status with another part of the HSBC Group automatically qualify for Premier with us.
You may be able to get a better rate if you open a Fixed Rate Saver Account
account in sterling or US dollar (subject to availability).
How it works
Simply tell us for how long you want to deposit your money. We'll let you know how much interest you'll receive at the end of this term.
Choose a fixed term from one month to one year (or up to five years for sterling deposits). Bear in mind that there's a charge for withdrawing your money early.
At the end of the term, your deposit will be automatically renewed for the same period, unless you tell us otherwise.
Available in all major currencies
Fixed Term Deposit Accounts are available in:
| Australian dollar |
Canadian dollar |
Danish krone |
Euro |
| Hong Kong dollar |
Israeli shekel |
Japanese yen |
New Zealand dollar |
| Norwegian krone |
Polish zloty PLN |
South African rand |
Sterling |
| Swedish krona |
Swiss franc |
Singapore dollar SGD |
US dollar |
| United Arab Emirates dirham AED |
US dollar |
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Interest rates
Interest is paid gross of tax*, calculated daily and paid on maturity, or annually for sterling deposits of more than one year. No interest is payable if the balance falls below the minimum account opening balance. View interest rates
*Living in the EU? If you live in the European Union, all the interest you earn from your accounts may be subject to reporting (withholding tax) Learn more.
