Fixed Term Deposit Account – Overview

Fixed Term Deposit Account

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Fix your interest rate and enjoy knowing how much interest you're going to earn

  • Attractive interest rates
    Interest rates may vary see our interest rates tool. Interest is paid at maturity.
  • Currencies
    Available in 19 currencies, including sterling, US dollar and euro
  • Choice of fixed terms
    Choose to fix your savings for up to 5 years depending on your choice of currency.
    Charges apply for early closure**
  • Minimum account balance
    The minimum balance for this account is £5,000, US$5,000 or €10,000. Other currencies: £10,000 currency equivalent
  • Online and phone banking
    24 hours a day online* and telephone banking
  • A central location
    Our savings accounts allow you to keep your savings in one place, while you move around the world

* Internet access is only available for fixed term deposit accounts between one month and one year

** There is a £50 charge payable for early closures, plus any additional costs to HSBC of funding the repayments. Partial withdrawal of funds is not permitted.

AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year.

Gross: The interest rate before the deduction of tax applicable to interest on savings accounts.

Am I eligible?

Am I eligible?

New customers need to hold a minimum of £60,000 or currency equivalent in deposits and/or investments with us. All customers must be aged 18 or over.

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