Overview of savings accounts offered by HSBC Expat

Expat savings accounts


Compare our expat savings accounts, interest rates and the currencies they are available in to find the right savings account for you.

Am I eligible? New customers need to hold a minimum of £60,000 or currency equivalent in deposits and/or investments with us.


6 Month Savings
Booster

Limited offer until 19 October.
1Terms and conditions apply

SAVINGS TYPE

Fixed

CURRENCY

Sterling, US Dollar,
Hong Kong Dollar or
UAE dirham

MINIMUM DEPOSIT

£25,000,
US$34,000,
HK$267,000,
or AED125,000

ACCESS

Fixed term, withdrawal conditions apply*

Key features and benefits
  • Attractive Interest rates: GBP 1.6% AER/Gross, USD 3% AER/Gross, HKD 2% AER/Gross, AED 2% AER/Gross, fixed for six months*
  • Limited offer available from 4 July until 19 October 2018
  • Available for qualifying new to bank funds only
  • Full Terms & Conditions
Next steps
Need some help?

Call us on
+ 44 1534 616 055

We are open 24/7. Calls may be monitored and/or recorded for security and service improvement purposes

 

Quarterly Bonus Saver
Account

SAVINGS TYPE

Variable

CURRENCY

Sterling
or US Dollar

MINIMUM DEPOSIT

£5,000,
or US$5,000

ACCESS

Instant Access
No charge

Key features and benefits
  • An online only instant access account with bonus interest payments
  • Standard rates up to: GBP % AER/Gross, USD % AER/Gross. The Standard rate is paid regardless of withdrawals.
  • Bonus rates up to: GBP % AER/Gross, USD % AER/Gross. Bonus interest is paid after each 'Qualifying Three Month Period'.
Next steps
Need some help?

Call us on
+ 44 1534 616 055

We are open 24/7. Calls may be monitored and/or recorded for security and service improvement purposes

 

Online Bonus Saver 
Account

SAVINGS TYPE

Variable

CURRENCY

Sterling, US Dollar
or Euro

MINIMUM DEPOSIT

£5,000,
US$5,000
or €5,000

ACCESS

Instant Access
No charge

Key features and benefits
  • An online only account with easy access to your money via online banking
  • Standard rates up to: GBP % AER/Gross, USD % AER/Gross, EUR % AER/Gross. The Standard rate is paid regardless of withdrawals.
  • Rates including bonus up to: GBP % AER/Gross, USD % AER/Gross, EUR % AER/Gross. Bonus interest (in addition to standard interest) is paid for any calendar month in which you make no withdrawals.
Next steps
Need some help?

Call us on
+ 44 1534 616 055

We are open 24/7. Calls may be monitored and/or recorded for security and service improvement purposes

 

Saver Account

SAVINGS TYPE

Variable

CURRENCY

Sterling, US Dollar
or Euro

MINIMUM DEPOSIT

£5,000,
US$5,000
or €10,000

ACCESS

Instant Access
No charge

Key features and benefits
  • A flexible savings account with easy access to your money
  • Interest rates up to: GBP % AER/Gross, USD % AER/Gross, EUR % AER/Gross.
  • Access: Easy access via online banking or phone
Next steps
Need some help?

Call us on
+ 44 1534 616 055

We are open 24/7. Calls may be monitored and/or recorded for security and service improvement purposes

 

Fixed Term Deposit 
Account

SAVINGS TYPE

Fixed

CURRENCY

19 major currencies

MINIMUM DEPOSIT

£5,000,
US$5,000
or €10,000

ACCESS

Fixed terms to choose from, withdrawal conditions apply*

Key features and benefits
  • Interest rates up to: GBP , USD , EUR , CNY , HKD , JPY , CHF , AUD , CAD .
  • Access: Internet and phone
Next steps
Need some help?

Call us on
+ 44 1534 616 055

We are open 24/7. Calls may be monitored and/or recorded for security and service improvement purposes

 

Currency Savings 
Account

SAVINGS TYPE

Variable

CURRENCY

16 major currencies

MINIMUM DEPOSIT

£10,000 or currency equivalent

ACCESS

Instant Access
No charge

Key features and benefits
  • A flexible savings account with easy access to your money
  • Attractive tiered interest rates that increases with the size of your deposit
  • Access: Easy access via online banking or phone
Next steps
Need some help?

Call us on
+ 44 1534 616 055

We are open 24/7. Calls may be monitored and/or recorded for security and service improvement purposes

 

1 6 Month Savings Booster Terms: Available for qualifying new to bank funds only. The offer is available in Sterling, US Dollars, Hong Kong Dollars and UAE Dirhams. You can open a term deposit offer in each currency. The interest rate you receive is for the term and will be paid upon maturity. The minimum deposit is £25,000; US$34,000; HK$267,000; or AED125,000 as applicable for a fixed term of six months. The maximum deposit for sole accounts is £1,500,000; US$2,040,000; HK$16,020,000; or AED7,500,000. The maximum deposit for joint accounts is £3,000,000; US$4,080,000; HK$32,040,000; or AED15,000,000. You must have an instant access account with us (in the same name and currency as your Term Deposit offer) for the 6 month period, plus one month after the term has ended. At the end of the term your Deposit plus interest will be paid into your nominated instant access account held with us. Full Terms & Conditions.

*There is a £50 charge payable for early closures, plus any additional costs to HSBC of funding the repayments. Partial withdrawal of funds is not permitted. Depending on when the withdrawal is made and the amount deposited, you may get back less than originally invested.

AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year.

Gross: The interest rate before the deduction of tax applicable to interest on savings accounts.

JERSEY DEPOSIT PROTECTION SCHEME
HSBC Expat is a participant in the Jersey Bank Depositor Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the scheme and banking groups covered are available on the states of Jersey website or on request. Deposits and investments made with our office in Jersey are not protected by the rules made under the UK's Financial Services and Markets Act 2000, including the Financial Services Compensation Scheme, and the UK's Financial Ombudsman Service.