HSBC Premier | Your Day-To-Day Banking

HSBC Premier

To apply call on +44 1534 616 055

Eligibility ApplyRequest a call back

Preferential rates and rewards

HSBC Premier includes a current account that offers you more than just day-to-day banking. Customers can access our highest-earning savings accounts. You can also get great terms on our range of mortgages, and best-in-class rewards with the HSBC Premier Credit Card.

Buy-to-let mortgages
Buy-to-let
mortgages
*
  • Exclusive to HSBC Premier Customers
  • Diversify your investment portfolio with a buy-to-let mortgage for properties in the UK
Online Bonus Saver Account
Online Bonus Saver
Account
 
  • An online only account
  • Easy access to your money via Internet Banking
  • Bonus interest available for months where no withdrawals are made
Credit card
Credit
card
 
  • Earn points when you spend
  • Attractive loyalty points programme
  • HSBC Premier Privilege programme

*Your property may be repossessed if you do not keep up repayments on your mortgage

Premier Relationship Management team

Premier Relationship Management team

Your Premier Relationship Management team will arrange a financial review with an expert who will provide guidance and support.

They will build a trusted relationship to recommend solutions tailored to your needs that will help you build, manage and protect your wealth.

Access and support

With globally linked-up online banking, you can access all your eligible HSBC accounts worldwide with a single log-on using Global View in one screen, and make free transfers between them. Our 24/7 Premier contact centres provide an easy way to look after your banking needs by telephone, email and secure message.

Am I eligible?

To be eligible for HSBC Premier you must maintain a minimum Relationship Balance of £60,000*, or currency equivalent, across all your HSBC Expat accounts and investments. Read more about our minimum balance requirements. HSBC Premier customers in another country automatically qualify for Premier with us. All customers must be aged 18 or over.

You could benefit from HSBC Premier with us if:

  • You need to make international payments or have accounts in different currencies
  • You live outside your home country
  • You move regularly between different countries
  • You're looking for a secure home for your money
  • You're thinking of retiring abroad

Do I need to be an expat?

No. Based in the offshore jurisdiction of Jersey (Channel Islands) we may be able to provide a secure home for your money if you live in a country that's politically or economically unstable.

Important

To enable us to comply with our anti-money laundering obligations and cross border marketing requirements, we reserve the right to review or screen new applications and in some cases this may lead to us declining certain applications. This minimum balance required to open an account may differ for a limited number of countries' nationals or residents. Please contact us if you require further information before applying.


*HSBC Premier is free of monthly charges, however, a £35 underfunding fee will apply for any given month where your Relationship Balance falls below the minimum.

HSBC Premier

To apply call on +44 1534 616 055

Apply onlineRequest a call back

Buy-to-let mortgages

  • Exclusive to HSBC Premier Customers
  • Diversify your investment portfolio with a buy-to-let mortgage for properties in the UK

HSBC Premier gives you the support you need to make your buy-to-let property purchase easy and hassle-free.

Eligibility Criteria:

HSBC Premier buy-to-let mortgages are available to HSBC Premier customers

The property must be in the UK and HSBC requires the first legal charge* over the property

The loan values offered start at a minimum of £25,000 and a maximum of £500,000 (whether single or joint borrowers). Should your borrowing needs not fit within this please contact us

Your deposit needs to be a minimum of 25% of the amount you wish to borrow. HSBC Bank plc will lend a maximum of 75% of the property value

Your property may be repossessed if you do not keep up repayments on your mortgage. Please note that buy-to-let mortgages from HSBC Bank plc are for properties located in the UK mainland only and exclude properties located in the Isle of Man and the Channel Islands.

Fixed Rate Saver Account

Access to our Highest Interest rates

  • You can open a maximum of one Fixed Rate Saver account per term / currency. For example you can open one 6 month sterling account and one 6 month US dollar account if these accounts are available.
  • You can open a maximum of one Fixed Rate Saver account per term / currency. For example you can open one 6 month sterling account and one 6 month US dollar account if these accounts are available.

Investments

Perhaps you want to accumulate funds in a secure manner for a comfortable retirement or your children's education. Alternatively, you may prefer to have the higher growth potential of less predictable investments. HSBC Premier has access to many investment management companies and fund managers from around the world, so whatever your financial goals, we can find the right solutions. HSBC Premier can assist you by providing:

  • Access to a range of attractive funds offered by both HSBC and external providers from around the world
  • Specialist solutions on offshore banking and tax efficient savings
  • Regular information and monthly updates on the latest investment news

The HSBC Premier MasterCard. A world of privileges and convenience

With your HSBC Premier MasterCard Credit Card, you are assured of instant recognition, exciting privileges and unparalleled services wherever you go, including:

  • Discounts on dining, shopping and entertainment
  • Waived green fees at selected golf courses
  • Emergency cash advance of US$2,000