Financial Planning Tools for Expats | Plan Your Savings with HSBC Expat

Expat financial planning tools

Are your plans for the future on track? Focused on an expat lifestyle, our financial planning calculators will help you check if there's a shortfall (or a surplus) in your savings, investments and life insurance. You can also use our currency calculator to help you manage your money. And our Tax Navigator provides details of the different tax rules in countries around the world.

Grow your wealth calculator

Grow your wealth calculator

One of the benefits of being an expat is the extra income. If you want to grow your wealth, our calculator will tell you how long it should take to reach a savings target.

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Plan for retirement calculator

Plan for retirement calculator

Whether you want to travel the world or move back home, find out if your savings and investments will give you enough income to enjoy life when you retire.

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Protect your family - loss of life calculator

Protect your family - loss of life calculator

How much life insurance do expats need? Use our protection calculator to ensure your family could cope financially if you or your partner died while you're overseas.

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Plan for retirement calculator

Living in retirement calculator

Work out the best way to manage your finances now you're retired - so you have enough money to support your lifestyle overseas or fund a move back home.

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Plan your children's future calculator

Plan your children's future calculator

Bringing up a family overseas can be expensive. Our calculator will tell you if you're saving enough to cover all the costs - or if you need to set aside more.

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Go to currency calculator

Foreign exchange spot calculator

Convert currencies and get indicative rates with our foreign exchange calculator.

Currency calculator

Global View

Tax Navigator

Moving to another country? Find out how your tax obligations could change - and get information about local residency rules, income tax and taxable income bands.

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Please remember that the value of investments, and any income received from them can fall as well as rise, is not guaranteed and you may not get back the amount you invested. We always recommend that any Investments held should be viewed as a medium to long-term investment, at least five years. This could also happen as a result of changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another.

Any tax information on this page is based on our understanding of current and proposed legislation and practice. The legislation and practice may be subject to change. The contents of this email should not be relied upon as tax advice and HSBC are not responsible for any use made of it. Whilst banking offshore may have tax benefits for you, tax rules differ from country to country. If you are unsure about your personal tax obligations, you should seek professional advice. It is your responsibility to disclose your income to the tax authorities.

For UK pensions, pensions may not be accessible until you take your retirement benefits.