Retirement planning for Expats - Retiring abroad with HSBC Expat

Retirement planning for expats

Most expats hope to retire early. To make sure you can afford to stop working when you want, here's some useful information about retirement planning - including the main points to consider from an expat's perspective.

The future of retirement

Things to consider

If you've stopped paying into your personal pension back home, do you need to find an alternative solution? And how can you protect your wealth if you retire abroad?

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Property, investments and pensions

Property, investments and pensions

Exchange rates, tax regimes and the country you retire to can all affect your income in retirement - what can you do to reduce the impact?

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Things to consider

Plan for retirement calculator

Whether you want to travel the world or move back home, find out if your savings and investments will give you enough income to enjoy life when you retire.

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Talk to a retirement planning expert

Whatever your retirement goals, we can help you achieve them.

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Expat retirement trends

The country you retire in can have a big impact on your retirement plans. We surveyed 5,000 expats to find the top rated countries and the drivers behind their choice.

In retirement you'll not only need to think about your personal income but how your retirement could affect your spouse and children. How could family life influence your retirement plans?

The power of planning

The power of planning

Nearly 1 in 5 people don't know what their main source of income will be in retirement, according to HSBC's retirement research, but it may not be too late to prepare for it.

Where will you retire to?

Living in retirement calculator

Work out the best way to manage your finances now you're retired - so you have enough money to support your lifestyle overseas or fund a move back home.

Please remember that the value of investments, and any income received from them can fall as well as rise, is not guaranteed and you may not get back the amount you invested. This could also happen as a result of changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any Investments held should be viewed as a medium to long-term investment, at least five years.

Buy to let mortgages from HSBC Bank plc are for properties located on the UK mainland only and exclude properties located on the Isle of Man and the Channel Islands.

For UK pensions, pensions may not be accessible until you take your retirement benefits.