The power of planning – Financial planning with HSBC Expat

Financial planning for expats

Financial planning is important if you want to grow and protect your wealth. To help get you started, our expat guides and global research cover everything from funding your children's education to ensuring you can enjoy life when you retire.


Step by step guide to financial planning

If you're struggling to get started, we've broken down the process into five simple steps - and highlighted the key things you need to consider at each stage.

Protection planning

Do you have enough protection for your family? And how is your cover affected if you move to another country? Choose a portable policy and you'll be fully covered, wherever you are in the world.

Retirement planning

HSBC Group's 2011 global study on the future of retirement shows that people who plan feel more positive about growing old. It also shows that planning can make a significant difference to your income when you retire.

Education planning

Making sure your children get a good education can be expensive - especially if you're living abroad. If you're worried about covering all the costs, you need to start planning as early as possible.

Inheritance planning

Inheritance planning

When your finances are spread across different countries, understanding the local inheritance laws can be a challenge. But with careful planning, you can ensure your wealth is passed on according to your wishes.

Financial review

What happens in a financial review

Do you want to save for the future? Protect your family? Make retirement plans? A financial review is the first step we take to help you grow and protect your wealth.

Expat guides

Expat guides

From calculating the cost of living to choosing a good school for your children, our guides to money management and family finances will help you prepare for the challenges of living and working abroad - so you make the most of your expat experience.

Financial planning tools

Financial planning tools

Could there be a shortfall in your retirement savings? Are you setting aside enough to fund your children's education? What about your plans to grow your wealth? And how much life insurance do you need to protect your family's future?

Please remember that the value of investments, and any income received from them can fall as well as rise, is not guaranteed and you may not get back the amount you invested. We always recommend that any Investments held should be viewed as a medium to long-term investment, at least five years. This could also happen as a result of changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another.

The value of tax treatment will depend on your individual circumstances and may be subject to change in the future.