HSBC Expat | Transfer Options

Transfer options

There are four types of money transfer services for you to choose from within online banking.

Global Transfers

If you have HSBC accounts in more than one country you can view all your eligible accounts using Global View. You can make a transfer to your eligible linked international HSBC accounts through Online Banking using Global Transfer.

  • Transfer up to US$200,000 (or currency equivalent) a day between your eligible HSBC Expat accounts
  • Immediate (or same day) transfers between your eligible worldwide HSBC Expat accounts*
  • If applicable "Live exchange" rates will be displayed on the screen before you choose to go ahead with the transfer**
  • Global Transfers are free for HSBC Premier customers
  • HSBC Advance customers are charged a sterling fee of £5 for each Global Transfer. The fee will be charged in the currency of the account, the transfer is made from. View the fee in all currencies

*Access to your funds via telephone and online banking, is immediate. However, it could be up to 36 hours before you're able to access those funds using your HSBC Expat debit card.


Transfers between HSBC Expat accounts

  • Transfer up to £500,000 or currency equivalent per day between your own HSBC Expat accounts
  • Transfer up to £100,000 or currency equivalent per day from your HSBC Expat account to someone else's HSBC Expat account
  • Up to the minute live exchange rates during market hours**, displayed on screen before you choose whether to go ahead with the transfer
  • Benefit from exchange rate certainty by making the payment in the same currency as the beneficiary's account***

Daily cut-off times apply.


International Transfers / Payments

Transfer money to beneficiaries in over 150 countries and in a choice of over 20 currencies

  • Transfer up to £100,000 or currency equivalent a day from your HSBC Expat account to any international account (other than your HSBC Expat accounts, anyone else's HSBC Expat account or any eligible worldwide HSBC accounts linked in Global view)
  • Up to the minute live exchange rates during market hours**, displayed on screen before you choose whether to go ahead with the transfer
  • By making the payment in the same currency as the beneficiary's account the conversion will be made by HSBC so you know the exact rate you'll receive ***

Fees and daily cut-off times apply. The International Payments fee depends upon whether you have an HSBC Premier or HSBC Advance service on the account from which the payment is made. The fee also depends upon whether you are making the transfer via Online Banking or Telephone Banking.

You can download a copy of our Tariff of Charges from the Download Centre.

**Live exchange rates will be provided between the opening hours of the Hong Kong Market on Monday morning (local time) and the close of the New York Market on Friday afternoon (local time) - excluding public holidays and unexpected closures. Transfers made outside of these hours will be based on the most recent closing foreign exchange rates from New York or Hong Kong as applicable, and includes an additional premium in the exchange rate provided.
*** If your money is converted by the receiving bank, we will not be able to provide you with an exchange rate prior to you making the transfer.


UK bill payments

Pay your UK credit card or utility company bill.

  • Free sterling bill payments to over 700 beneficiaries in online banking from a sterling account
  • Daily limit of £10,000
  • Payments to these beneficiaries are straightforward, as you don't need to input the beneficiary's account number and address

Please note that it can take up to 10 working days for bill payment to be applied.

Log on to Online Banking


Moving money into your HSBC Expat account?
How to move money in

You should be aware of the potential risk of foreign exchange rates changing. So if you convert your money back to the original currency, you may incur a loss as a result of movements in the markets.

Contact UsContact us

We're here to help 24/7.

Already a customer? Call:

+44 1534 616 162

Please have your 10 digit PBN and six digit PIN to hand before you call.

New to HSBC Expat? Call:

+44 1534 616 055

Calls may be monitored and/or recorded for security and service improvement purposes.


Contact UsCall us now:

+44 1534 616 162

We're here to help 24/7.

Already a customer? Call:

+44 1534 616 162

Please have your 10 digit PBN and six digit PIN to hand before you call.

New to HSBC Expat? Call:

+44 1534 616 055

Calls may be monitored and/or recorded for security and service improvement purposes.

Telephone Banking

Not registered for online banking?

It only takes a few minutes to register. Once you receive your security details in the post, you'll be able to convert one currency into another online.

Register for online banking