Offshore savings accounts from HSBC Expat – the home of expat banking

Saving offshore

At HSBC Expat we've a range of offshore savings accounts in a choice of currencies - from fixed term deposits with higher interest rates to online savings accounts that give you instant access to your money.

Why save with us?

With our offshore savings accounts you'll have peace of mind that your savings are in a stable location. And you won't have to move your money if you relocate to a different country.

  • Interest paid gross* - depending on your situation, tax may not be deducted from your savings income.
    Understand your tax situation
  • A choice of currencies - our offshore savings accounts are available in multiple currencies , from Australian, Canadian and Hong Kong Dollars to Swiss Francs and Japanese Yen
  • 24 hour internet and phone banking - you can open an account and manage your money whenever you want
  • Get our highest rates - as an HSBC Premier customer, you'll receive our highest interest rates for savings accounts. (To be a HSBC Premier customer, you have to keep a minimum amount of money in your HSBC Expat accounts and investments.)

See all our savings accounts

Want to invest offshore?

Offshore investments are a great way to diversify your portfolio - and they could also be a tax efficient way to grow your money.

More about offshore investments

We're a member of the Depositor Protection Scheme. Find out more

*If you live in the European Union, all the interest you earn from your accounts may be subject to the European Savings Directive. Find out more

*Tax obligations: Whilst banking offshore may have potential tax benefits for you, tax rules differ from country to country. If you are unsure about your personal tax obligations, you should seek professional advice. It is your responsibility to disclose your income to the tax authorities.

Apply for a Bank Account

A flexible current account for expats - with a choice of currencies and cards

Apply now

Find out more
Our products

Our products

From multicurrency accounts to global investments, our offshore products are designed especially for expats.

Wealth Management

Wealth Management

Our specialists in expat wealth management can help you grow and protect your wealth as you move around the world.

Foreign Exchange

Foreign Exchange

Need to convert one currency into another? Choose from our range of different foreign exchange solutions.

Got a question?

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+44 1534 616 055

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