Offshore banking with HSBC Expat – what expats need to know

Things you should know

Before you open an account or invest offshore with us, there are some important things you need to know.

Is HSBC Expat for me?

Find out if you'll benefit from banking, saving and investing offshore with us - including our minimum balance requirements.

Check we're right for you

Relationship Balance

You need to keep a minimum amount of money in your HSBC Expat accounts and investments, unless you're an HSBC Premier customer already.

Find out more about our Relationship Balance criteria

Fees and charges

Please review our fees and charges for services such as cash withdrawals using a credit card - and the charges you'll pay to transfer money from your accounts. Please note the preferential rates offered through our HSBC Premier service.

See our fees and charges

European Savings Directive

If you live in an EU member state, the European Savings Directive is likely to affect how the interest you receive is taxed.

Read more about the Directive

HMRC Disclosure Facility (HDF)

The UK HM Revenue and Customs (HMRC) has introduced a voluntary disclosure facility for certain UK resident individuals and entities that hold or have held beneficial interests in assets or investments in Jersey, Guernsey or the Isle of Man.

Read more about HDF

Want to know more?

Our FAQs cover a range of topics - from paying income tax and the Depositor Protection Scheme to the different currencies you can bank and invest in.

See our FAQs

If you'd like to talk to us about banking and investing offshore, call us on
+44 1534 616 055 - or get us to call you

Apply for a Bank Account

A flexible current account for expats - with a choice of currencies and cards

Apply now

Find out more
Our products

Our products

From multicurrency accounts to global investments, our offshore products are designed especially for expats.

Wealth Management

Wealth Management

Our specialists in expat wealth management can help you grow and protect your wealth as you move around the world.

Foreign Exchange

Foreign Exchange

Need to convert one currency into another? Choose from our range of different foreign exchange solutions.

Got a question?

Request a call

Or call us on
+44 1534 616 055

We are open 24/7. Calls may be monitored and/or recorded for security and service improvement purposes.