American Express Basic Card – overview

American Express® Basic Card

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Taking care of the basics

  • Currency
    Available in US dollar or euro
  • 24/7 Global Assist
    Access to support in an emergency, virtually anywhere in the world
  • No interest charges
    Just pay your balance in full every month1
  • Emergency card replacement
    Should you lose your card, an emergency replacement card can be delivered to you
  • No annual fee
    Enjoy the benefits of the Basic Card with no annual fee


1 Late payment fees will be applied if you do not pay the full outstanding balance shown on your statement within 30 days of your statement date.

For full details, please read the American Express Cards Terms and Conditions. Applicants must be 18 years old or over and approval is subject to status.

Alternative card options are available with annual fees starting from US$0/€0

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and is authorised and regulated by the Financial Conduct Authority. Where American Express Services Europe Limited cards are issued in the UK but obtained within the European Economic Area, local rules may apply to the way that it conducts its business which can be enforced by that country's applicable regulatory authority.

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If you are a customer of HSBC Expat, simply download an application form to fill in at a time convenient to you.

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You can apply for an American Express Card once you have opened an account with us.

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