Multicurrency accounts from HSBC Expat. Apply online today

Banking and investing in multiple currencies

Designed for an international lifestyle, our multicurrency accounts, investments and foreign exchange solutions make it easy for you to manage your money in different currencies while you're living or working abroad.

Accounts in a wide range of currencies

Available in sterling, US dollar and euro, our expat Bank Account can be linked to a range of debit, credit and charge cards. We also have savings accounts in 20 currencies - so you can choose accounts and cards that cover everything from paying your bills back home to travelling overseas and saving for your future.

Investing and lending in multiple currencies

Invest in a sterling, US dollar and/or euro fund, or choose a Dual Currency Investment. You can also get a mortgage for UK property from HSBC Bank plc or borrow money in any of the major currencies - so you can keep your investments options open whilst reacting to currency fluctuations.

A choice of foreign exchange solutions

Mortgage payments. School fees. Overseas property maintenance. If you have financial commitments in more than one country, you can convert your money into another currency in a number of ways - from spot transactions at the current exchange rate to forward transactions that let you fix the exchange rate in advance.

Our multicurrency products will allow you to:

  • Pay bills, such as school fees or mortgage payments in another currency
  • Travel with sterling, euro and US dollar cards to minimise currency exchange fees
  • Optimise market fluctuations to manage currency risk for future payments
  • Diversify your investment portfolio to help achieve your financial goals

Apply for a Bank Account

A flexible current account for expats - with a choice of currencies and cards


Your investment options

We've a wide range of offshore investment and deposit options that can help you achieve your financial goals

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Introduction to expat banking

Foreign Exchange

Need to convert one currency into another? Choose from our range of different foreign exchange solutions.

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View all the currencies we offer

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Bank and savings accounts


Mortgages and lending

Foreign exchange

Please remember that the value of investments, and any income received from them can fall as well as rise, is not guaranteed and you may not get back the amount you invested. We always recommend that any Investments held should be viewed as a medium to long-term investment, at least five years. This could also happen as a result of changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another.

Your property or home may be repossessed if you do not keep up repayments on your mortgage.

Security may be required in respect of any loan provided, such security could include cash, investments, life policies and UK property. The security may be realised, or your property repossessed, if you do not keep up the repayments on your loan.