What happens in a financial review?

Financial Review - Your future your choice


The way you manage your money now could have a big impact on your future.

Reviewing your finances with an experienced wealth adviser can be the first step in helping you to achieve your goals. Whether you're looking for a comfortable retirement or to secure the best start in life for your children, we could help you make financial decisions that suit your current needs and future aspirations.

Advice that's built around you and your plans at every stage

  • Getting to know you - your wealth manager will talk with you about your current situation, your plans for the future and the financial goals you would like to achieve. This helps us to give advice that is tailored to your needs.
  • Discovering your options - we will discuss your financial needs and the priority you want to give to different aspects of your finances. Our proposals will capture protection and investment solutions, as appropriate and any investment recommendations will reflect the level of risk you're prepared to take to achieve your financial goals.
  • Discussing your plan - Using the information you've provided we'll compile a financial plan with recommendations*. Your wealth manager will discuss your financial plan with you and answer any questions you may have at this stage.
  • Taking action - we'll send our recommendations in writing and a follow up meeting will be arranged to discuss the content ,answering any further questions you may have. If you're happy to go ahead, your wealth manager will put your agreed plan into action.

Please remember that the value of investments, and any income received from them can fall as well as rise, is not guaranteed and you may not get back the amount you invested. This could also happen as a result of changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any Investments held should be viewed as a medium to long-term investment, at least five years.

* We will advise and make a recommendation for you after we have assessed your needs. We offer advice on limited types of products which we offer from a limited number of companies. Details of the costs of the products or services we recommend you will be supplied to you in the Financial Planning Report.

Book a financial review

Your goals and priorities will continue to change over time, that's why we recommend you review your finances and financial plans at least annually.

Is it for me?

A personal finance review gives you the opportunity to take a good look at where you are now and where you want to be in the future - exploring your options with a qualified adviser in financial planning.

You are not obliged to choose any of the solutions we recommend.

Financial reviews are offered to customers who hold an HSBC Expat Bank Account and can invest a minimum of £500/$750 a month or a lump sum of £25,000/$35,000.

Please note that our ability to provide a financial review also depends on your country of residence and your location when the review takes place.

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