You choose your own log on details when you register for online banking - which makes them unique, secure and easy to remember. Each time you log on, you'll be asked for your username, the answer to a memorable question and a unique code your personal Secure Key will generate.
If you forget your Secure Key, don't worry, you can use your password to log on. And instead of using your keyboard, you can enter it using your mouse on an on-screen keyboard to prevent malicious software on that computer from recording what you type. We also use an automatic time-out feature that ends your online banking session if you forget to log out - so your details aren't left on your computer.