Top of main content

Get more for your money when you join HSBC Expat

Award-winning banking with cashback

Get an HSBC Expat account to earn cashback

If you're living abroad, or you're due to move, our award-winning banking service for expats will help keep your money working as hard as ever.


Earn between £200 and £600 cashback when you join HSBC Expat, fund your account and register for online banking within 90 days. Plus earn additional cashback on new advised investments taken out within 90 days of joining HSBC Expat.

You'll need to open an Expat Bank account to benefit from these offers.

Limited offers - just for you

  • Earn between £200 and £600 cashback when you join HSBC Expat, fund your account and register for online banking within 90 days

    £200 when you fund a between £50,000 and £249,999 or;

    £400 when you fund between £250,000 and £499,999 or;

    £600 when you fund at least £500,000 

    Or currency equivalents. Eligibility criteria & Terms and conditions apply. Offer ends 31 October.

  • Get 0.5% cashback on new advised investments

    When you take out an investment under GBP 500,000 (or currency equivalent) within 90 days of joining HSBC Expat. 

    Terms and conditions apply. Offer ends 31 October.

Offers may be withdrawn early and rates may be subject to change.

HSBC Expat Bank Account

To take advantage of our offers, you'll need an HSBC Expat Bank Account – our current account made for people living and working abroad. No matter how many times you move it'll stay with you, so you can keep your money in one place.

Benefits of opening an HSBC Expat account:

  • Current accounts in sterling, US dollars or euro

  • Additional savings accounts in 19 currencies

  • Complimentary travel security services from Crisis24

  • HSBC Expat FX App to manage your forex needs on the go

  • HSBC Expat Premier customers benefit from a Premier Relationship Manager to help you and your family manage your money


To join HSBC Expat, you must be 18 years or over, currently reside in an eligible country / region, and meet one of these criteria:

HSBC Expat Premier

You must either:

  • maintain a minimum of £50,0001 with us or
  • have a sole salary of £100,0001 or
  • have already qualified for HSBC Premier in another country

HSBC Expat Advance

You must:

  • maintain a minimum of £15,0001 with us

Not yet banking with HSBC Expat?

You're only a few steps away from joining us online.

Banking in an offshore jurisdiction

Your Expat bank account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

Things you should know

HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website, or on request.

AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year. 
Gross: The interest rate before the deduction of tax applicable to interest on savings accounts.

It is your responsibility to report earnings to the appropriate tax authorities. However, all the interest you earn from your accounts may be subject to reporting to relevant tax authorities.

We may not be able to offer accounts in every country or region. HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries/regions, due to HSBC Policy.

1Or currency equivalent.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.