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Get more from your money when you open an Expat Bank account

Boost your savings with special rates in USD, GBP, HKD and AED. Limited offer ends 12 October

Get an HSBC Expat account and earn special savings rates

If you're living abroad, or you're due to move, our award-winning banking service for expats will help keep your money working as hard as ever.


And for a limited time only you can enjoy special savings rates of USD 1.25%, GBP/HKD/AED 1.00% AER/Gross when you open a 3 month Savings Booster account.

You'll need to open an Expat Bank Account before you can open a Savings Booster.

Already an Expat customer?

3 month Savings Booster limited offer

  • Available in US dollar, sterling, Hong Kong dollar and UAE dirham

    USD 1.25%, GBP/HKD/AED 1.00% AER/Gross

  • Know exactly how much interest you'll earn

    Once your account is opened, rates are fixed for the 3 month term

  • Deposits must be new to HSBC Expat

    Min deposit GBP/USD 25,000; HKD 250,000; AED 125,000

    Max deposit GBP/USD 2.5m; HKD 25m; AED 12.5m or GBP/USD 5m; HKD 50m; AED 25m for joint accounts

The offer may be withdrawn early and rates may be subject to change. 

HSBC Expat Bank Account

To take advantage of our Savings Booster offer, you'll need an HSBC Expat Bank Account – our current account made for people living and working abroad. No matter how many times you move it'll stay with you, so you can keep your money in one place.

Benefits of opening an HSBC Expat account:

  • Current accounts in sterling, US dollars or euro

  • Additional savings accounts in 19 currencies

  • Complimentary travel security services from Crisis24

  • HSBC Expat FX App to manage your forex needs on the go

  • A dedicated relationship manager to help you and your family manage your money


New HSBC Expat customers must be 18 years or over and meet one of these criteria.

You must either:

  • hold a minimum of £50,000 (or currency equivalent) with us or
  • have a sole salary of £100,000 (or currency equivalent) or
  • have already qualified for HSBC Premier in another country

And you must currently reside or be situated in an eligible country or region.

How to apply

Not yet banking with HSBC Expat?

You're only a few steps away from joining us online. Once you've opened your account you can open a Savings Booster online or via your Relationship Manager.

Already an HSBC Expat customer?

To open a Savings Booster account simply log on, go to 'Our Products' and select 'Savings Booster'.

Applicable for sole accounts only.

Banking in an offshore jurisdiction

Your Expat bank account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

Things you should know

HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website, or on request.

AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year. 
Gross: The interest rate before the deduction of tax applicable to interest on savings accounts.

It is your responsibility to report earnings to the appropriate tax authorities. However, all the interest you earn from your accounts may be subject to reporting to relevant tax authorities.

We may not be able to offer accounts in every country or region. HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries/regions, due to HSBC Policy.

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