Overview of cards

Debit and credit cards

We offer a range of debit, credit and charge cards, so even though you might be constantly on the move, your personal economy is always with you.

We've made it easy for you to find the best card for your needs. Compare our cards on one screen and click Brief Highlights for more info on a specific card.

Debit and credit cards

Visa Debit Card 
for your bank account

CARD TYPE

Debit Card

CURRENCY

Sterling or US dollar

CASH WITHDRAWAL LIMIT

HSBC Advance1: up to £500, HSBC Premier: up to £1,000, US Dollar Card: up to US$1,500

APR

N/A

MINIMUM CREDIT SPENDING LIMIT

N/A

More details
Key features and benefits
  • Visa is the most widely accepted debit card in the world
  • Allows you to make purchases and withdraw cash from your Bank Account wherever you see the Visa logo
  • Your card provides you with additional security
    - Verified by Visa is available when you make online purchases
  • Your must be aged 18 or over
Next steps

New customers
You can apply for a Visa Debit card at the same time as you apply for a Bank Account with us.

 


Existing customer
Please contact us directly to request a Visa Debit card with your Bank Account.


Need some help?

Call us on
+ 44 1534 616 055

We are open 24/7. Calls may be monitored and/or recorded for security purposes and service improvement purposes.

 

HSBC Premier World
Elite™ Mastercard®

(financial eligibility criteria applies)

CARD TYPE

Credit Card

CURRENCY

Sterling

CASH WITHDRAWAL LIMIT

£1,000

APR

Representative
59.3% APR
variable

MINIMUM CREDIT SPENDING LIMIT

£500

More details
The representative example of 59.3% APR variable is based on an annual fee of £195, an assumed credit limit of £1,200 and our 18.9% rate p.a. for purchases gives a representative rate of 59.3% APR variable
Key features and benefits
  • Receive 40,000 reward points when you spend £2,000 in your first three months of card membership
  • Spend £12,000 or more on your card within your first 12 months to receive a further 40,000 reward points
  • International benefits
  • Annual fee of £195, representative 59.3% APR variable
Next steps
Need some help?

We’re here to assist you 24 hours a day, 7 days a week.



HSBC Premier 
Credit Card

(financial eligibility criteria applies)

CARD TYPE

Credit Card

CURRENCY

Sterling

CASH WITHDRAWAL LIMIT

£1,000 daily2

APR

Representative
18.9% APR
variable

MINIMUM CREDIT SPENDING LIMIT

£500

More details
The representative example of 18.9% APR variable is based on an assumed credit limit of £1,200 and our 18.9% rate p.a. for purchases gives a representative rate of 18.9% APR variable
Key features and benefits
  • No annual fee
  • Up to 56 days interest free on purchases if you pay your whole balance in full and on time
  • Check your balance and settle your card bills online or by phone
  • Special offers with the HSBC Premier Privileges Programme
  • Free additional card for your spouse or partner
Next steps
Need some help?

We’re here to assist you 24 hours a day, 7 days a week.



HSBC Credit Card

CARD TYPE

Credit Card

CURRENCY

Sterling

CASH WITHDRAWAL LIMIT

£300 daily2

APR

Representative
18.9% APR
variable

MINIMUM CREDIT SPENDING LIMIT

£500

More details
The representative example of 18.9% APR variable is based on an assumed credit limit of £1,200 and our 18.9% rate p.a. for purchases gives a representative rate of 18.9% APR variable
Key features and benefits
  • No annual fee
  • 24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen
  • It's so easy to manage your card online
  • Up to 56 days interest free on purchases if you pay your whole balance in full and on time
  • No interest for 32 months on balance transfers (1.4% balance transfer fee applies, minimum £5)
Next steps
Need some help?

We’re here to assist you 24 hours a day, 7 days a week.



 

American Express 
Cards also available

CARD TYPE

Charge Card

CURRENCY

US dollar or euro

CASH WITHDRAWAL LIMIT

Cash access is subject to enrolment3

APR

N/A Charge Card

SPENDING LIMIT

No preset spending limit4

AMEX cards

The Visa Debit Card, HSBC Bank Credit Card, HSBC Premier Credit Card and the Premier World Elite Credit Card are provided by HSBC Bank plc. HSBC Expat (a trading name of HSBC Bank International Limited) is an Appointed Representative of HSBC Bank plc, which is authorised by the Prudential Regulatory Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority.

1 As of 12 May 2014, our HSBC Advance service is no longer available to new customers.

2 Subject to application and payment of a fee.

3 Cash access is subject to enrolment. Amounts and fees vary depending on type of card, please call +44 1273 868 900 for more information.

4 This does not mean that there is an unlimited spending facility on the card. Each transaction is approved based on the expense level and credit history of your accounts with American Express, their subsidiaries and affiliates and/or licensees, as well as on your credit history with other financial institutions and your personal resources and income known by American Express. Provided your account is settled in full and on time each month, you can usually spend as much as you have shown you can afford. Proof of resources and security may be required.

American Express Cards are issued by American Express Services Europe Limited, registered office at: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and is authorised and regulated by the Financial Conduct Authority. Where American Express Services Europe Limited cards are issued in the UK but obtained within the European Economic Area, local rules may apply to the way that it conducts its business which can be enforced by that country's applicable regulatory authority.