International Money Transfers

Transfers to family, friends and other accounts

International money transfers to family, friends and others are quick, easy and convenient via Online Banking or Telephone Banking. Send your money in a choice of over 20 currencies and get up to the minute live rates*.

Transfer up to £100,000 (or currency equivalent) per day to accounts in over 150 countries via Online Banking.

Make a transfer

  • Log on to online banking
    Not yet banking online? Register now
  • Go to 'Transfers' and select the type of transfer you would like to make
  • Enter transfer details following on screen instructions
  • Review and Confirm your transfer

Exchange rates

For immediate transfers, a live exchange rate* will be displayed on the screen before you choose whether to go ahead with the transfer. If you're setting up the transfer for a later date, the prevailing exchange rate at the time of the transfer will apply.

*Live exchange rates will be provided between the opening hours of the Hong Kong Market on Monday morning (local time) and the close of the New York Market on Friday afternoon (local time) - excluding public holidays and unexpected closures. Transfers made outside of these hours will be based on the most recent closing foreign exchange rates from New York or Hong Kong as applicable, and includes an additional premium in the exchange rate provided.

Need to Transfer more than the daily limit?

If you need to transfer more than the daily limit, call us at anytime and we can help you. We can also put you in touch with our team of foreign exchange specialists who can explain all the solutions available to you - including the opportunity to fix your exchange rate in advance if you don't need to make the currency transfer immediately.

Find out more about fixing your rate in advance

New to HSBC Expat?

To convert your money with us, you first have to open an HSBC Expat account.

Apply for an HSBC Expat account

You should be aware of the potential risk of foreign exchange rates changing. So if you convert your money back to the original currency, you may incur a loss as a result of movements in the markets.

Exchange rate certainty

Exchange rate certainty

With real-time exchange rates during market hours, you'll know the exact rate applied to all your currency transfers.

Find out more

Live rates are available during Hong Kong, London and New York market hours.