As an investor, it's likely you'll want to know where your money is going and what it's being used for. When you invest more sustainably, it means more of your money is going towards companies that are advancing sustainable outcomes.
It's possible to invest more sustainably and potentially make a profit at the same time but there are no guarantees. Environmental, social, and governmental (ESG) issues can impact share prices – both positively and negatively.
Taking these factors into account when investing could increase the resilience of your investments. However, the value of any type of investment can fall as well as rise and you may not get back what you invest.
All investments should be seen as a medium to long-term commitment, meaning you should be prepared to invest for at least 5 years.
Sustainable investing can use different approaches and may be referred to as:
There are differences in the way they work and their objectives.
Before you invest, it’s important to understand how an ESG and sustainable investment is measured and whether it aligns to your objectives and financial goals.
HSBC uses the ESG framework to measure the level at which a company is tackling environmental, social and governance issues.
| ESG framework | Example | Factors include: |
|---|---|---|
| Environmental | What impact does the company have on the environment? |
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| Social | How is the company supporting its employees, clients and communities? |
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| Governance | How is the company governed or managed? |
|
| ESG framework | Environmental | Environmental |
|---|---|---|
| Example | What impact does the company have on the environment? | What impact does the company have on the environment? |
| Factors include: |
|
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| ESG framework | Social | Social |
| Example | How is the company supporting its employees, clients and communities? | How is the company supporting its employees, clients and communities? |
| Factors include: |
|
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| ESG framework | Governance | Governance |
| Example | How is the company governed or managed? | How is the company governed or managed? |
| Factors include: |
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If you're considering sustainable investing, we can help you get started. To keep things simple, we offer 2 routes:
If you're looking for advice on sustainable investing speak to one of our wealth managers who can advise which funds might be suitable based on your investment needs.
If you'd like to make your own investment decisions, our online fund platform has a range of funds to choose from - and it's available 24/7 on our mobile banking app.
To invest with us, you need to have an HSBC current account or savings account. Eligibility criteria and charges apply.
Today, we finance a number of industries that significantly contribute to greenhouse gas emissions. We have a strategy to help our customers to reduce their emissions and to reduce our own. For more information visit www.hsbc.com/sustainability.
This article was last updated on 10/06/2025, 07:37
HSBC Bank plc, Jersey Branch has prepared this article based on publicly available information at the time of preparation from sources it believes to be reliable but it has not independently verified such information.
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