Top of main content

Portfolio investment funds

A range of ready-made portfolios with different levels of risk.

Choose your risk level

Our World Selection investment portfolios offer peace of mind that your investments will be professionally monitored by our team of qualified investment professionals to ensure they stay at the risk level you've chosen.

Why invest in HSBC World Selection Portfolios

Low starting cost

Start with as little as GBP 100.


Purchase more or withdraw your money whenever you like.

Online management

Easily invest and manage your investments 24/7 with our International Investment Centre.

Setting up your portfolio

Choose from 5 portfolios designed to suit your level of risk.

Your investments will then be monitored by our team of qualified investment professionals to ensure they stay at the risk level you've chosen. You can diversify your portfolio across different products and currencies.

This product is offered online without advice. This means we aren't required to assess the suitability of this product for you if you choose to invest online. However, you can also invest through our financial planning service.

How it works

1. Log on

Just log on to online banking to start investing.

2. Go to Investments

Select International Investment Centre from the Investments header.

3. Start buying and selling

Invest and manage your portfolio 24/7 online.

Our portfolios

Our portfolios will mostly invest in or gain exposure to fixed income securities, company shares and alternatives including real estate, private equity and commodities. Choose the risk level that's right for you.

The charts show a strategic breakdown only, meaning the percentages shown may vary slightly. For the current breakdown please see the corresponding factsheet.

World selection 1 chart: Equities 15.1%, Bonds 81.6%, Alternatives 2.4%, Cash 1.0%

Low risk portfolio

World Selection 1


Typically, the fund will have a significant bias towards investments with fixed interest strategies, with a maximum of 25% investment in or exposure to company shares.[@world-selection-risk-level-1]

World selection 2 chart: Equities 21.3%, Bonds 72.7%, Alternatives 5.0%, Cash 1.0%

Low to medium risk portfolio

World Selection 2


Typically, the fund will have a bias towards investments with fixed interest strategies, but may have up to 50% investment in or exposure to company shares and up to 25% exposure in alternatives.[@world-selection-risk-level-2]

World selection 5 chart: Equities 88.0%, Bonds 6.0%, Alternatives 5.0%, Cash 1.0%

High risk portfolio

World Selection 5


The portfolio will hold at least 55% fixed income securities and company shares with a bias towards shares, and may gain exposure of up to 45% in alternatives.[@world-selection-risk-level-5]

Things to know

Who can apply?

You can invest in portfolio investment funds if you're:

  • an existing HSBC Expat customer and registered for online banking
  • aged 18 or over
  • want to make your own investment decisions and looking to invest:
    • GBP/USD/EUR 100 per month with a minimum GBP/USD/EUR 100 invested in any one portfolio
    • or an initial lump sum of GBP/USD/EUR 1,000 in any one portfolio
  • a resident and/or national of an eligible country or region


If you are receiving advice, you need to have a minimum investment of GBP 25,000 in one product or a combination of products.

Ready to apply?

Already with Expat?

If you're registered for online banking, you can apply using our International Investment Centre. Not registered yet?

New to Expat?

You can apply for HSBC World Selection Portfolios once you have opened an HSBC Expat Bank Account with us.

Frequently asked questions

You might be interested in


Whether you're a seasoned investor or just starting out, explore, buy and sell your investments online 24/7 - in one convenient place.


New to investing? Understand the key investment terms to know before you get started.


Effective wealth management means finding the ideal investment solutions for you. Our financial planning service offers investment support to help you on your way.

Additional information

    Remember, the value of investments is not guaranteed - you may not get back the amount you invested, and any income received from them can fall as well as rise. This could also result from changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any investments should be considered as medium to long-term holdings of least 5 years.

    Economies in emerging markets generally are heavily dependent upon international trade and, accordingly, have been and may continue to be affected adversely by trade barriers, exchange controls, managed adjustments in relative currency values and other protectionist measures imposed or negotiated by the countries with which they trade.

    Important considerations when investing

    Please note we may require additional supporting information regarding the source of your funds and wealth, in order to meet the due diligence requirements of our local regulator. We will contact you if this is required.

    This is a non-advised investment service for investors who want to make their own investment decisions. The content on this webpage does not, and is not intended to constitute advice. Therefore if you trade through this service HSBC Expat will not assess the suitability of the transactions for you. If you are in any doubt about the suitability of an investment transaction, we recommend you seek financial advice.

    Past performance is no guarantee of future performance. It is important that you understand the risks and charges associated with any investment. Before investing, please check the specific product literature on this website, including the fact sheets and Key Investor Information Documents in order to compare the risks and charges associated with your chosen funds.

    Whilst banking and investing offshore may have potential tax benefits for you, tax rules differ from country to country. If you are unsure about your personal tax obligations, you should seek professional advice. It is your responsibility to disclose your income to the tax authorities.

    For UK Resident Investors: The share classes of the HSBC Portfolios - World Selection (Luxembourg registered) that are available for distribution in Jersey do not have UK Reporting Fund status. UK taxation rules apply and you should always seek professional advice.

    Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.