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Quarterly Bonus Saver

An instant-access account with bonus interest payments.

Why choose our Quarterly Bonus Saver account?

Get the best of both worlds with our online-only Quarterly Bonus Saver account - available in GBP and USD. Have the freedom to access your money whenever you like, but earn extra interest when you don't make withdrawals.

  • Choose from 2 currencies - GBP or USD.
  • Access your account anytime, anywhere with mobile and online banking.
  • Earn bonus interest every 3 months when you don't make a withdrawal (and standard interest when you do).

This account is not available in every country, so please make sure the country of residence information we have for you is up to date.

Interest rates

Here's how much interest you could earn on your savings.[@interestratesindicative] [@taxreportingresponsibility]
Currency Standard rate (AER/Gross)[@aergrossinterest] Interest Rate including bonus (AER/Gross)
GBP 1.10% up to 3.94%
1.20% up to 4.13%
Here's how much interest you could earn on your savings.[@interestratesindicative] [@taxreportingresponsibility]
Currency GBP
Standard rate (AER/Gross)[@aergrossinterest] 1.10%
Interest Rate including bonus (AER/Gross) up to 3.94%
Currency USD
Standard rate (AER/Gross)[@aergrossinterest] 1.20%
Interest Rate including bonus (AER/Gross) up to 4.13%

Interest rates for this account may vary. Premier customers qualify for preferential rates, subject to standard interest rates being more than 0%.

Things to know

Who can open the account?

To open a Quarterly Bonus Saver account, you'll need to:

  • have an HSBC Expat Bank Account and be registered for online banking
  • maintain a minimum balance of GBP 5,000 or USD 5,000 in your Quarterly Bonus Saver account

Ready to open?

Already with Expat?

To open a Quarterly Bonus Saver account, log on to online banking and follow the instructions. Not registered yet?

New to Expat?

You can open a Quarterly Bonus Saver account once you have opened an Expat Bank Account with us.

Frequently asked questions

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Additional information

    Jersey Deposit Protection Scheme

    HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website, or on request.Deposits made with HSBC Expat are not protected by the rules made under the UK's Financial Services and Markets Act 2000 for the protection of retail clients, including the UK Financial Services Compensation Scheme and the UK’s Financial Ombudsman Service.Deposits made with our office in Jersey are not protected deposits under the Hong Kong Deposit Protection Scheme and are not protected by such scheme.

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