Quarterly Bonus Saver

• Standard interest is calculated daily, and paid monthly to your Quarterly Bonus Saver on the first working day of the next calendar month.
• Where the first day of the month is not a working day, the amount will include any interest accrued up to (but not including) the first working day of the month.
• No interest will be paid for any day when the balance is below the minimum balance requirements.

• Bonus interest is paid for every 3-month period where you don't make a withdrawal and your balance stays above the required minimum.
• Bonus interest is paid after each qualifying 3-month period, on the first working day of the following month.
• Bonus interest accrues daily, based on the daily closing balance of your account, and is paid at the end of each qualifying 3-month period. 

Your Expat accounts will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading international finance centres, as recognised by the Organisation for Economic Cooperation and Development (OECD).

As long as your account meets the minimum balance requirements, a qualifying 3-month period begins either:

The qualifying 3-month period will be voided and no bonus paid. If your account is at or above the minimum balance, a new 3-month period will begin from the 1st of the following month.

The standard rate of interest will continue to be calculated daily and paid monthly.

You can use online banking to transfer funds to another HSBC account or an account held with another bank. Transfers to accounts held at other banks may take longer. There's a maximum daily limit to the amount you can transfer.