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Using your card abroad

Enjoy the convenience of using your debit or credit card in any outlet that displays your card's logo (eg VISA).

Access your money worldwide, including local currency withdrawals and payments

Discover easier worldwide spending and payments when you open an Expat Bank Account.

Pay for goods in shops and restaurants worldwide

Enjoy the convenience of using your debit or credit card wherever you see your card's logo. Fees apply.

  • Use in any outlet that displays the Visa or Mastercard logo on your card
  • Withdraw up to GBP 100 cashback using your debit card
  • Calculate the fees applied to a foreign currency payment on your visa debit card abroad

Withdraw local currency

Whether you're away on business or on holiday, you can use local cash machines whenever you need extra local currency. 

  • Use your debit or credit card at cash machines abroad
  • ATM locator to help you find where you're able to use your visa debit or credit card abroad
  • Fees apply and non-HSBC cash machines may also charge a fee[@cashwithdrawals]

Security while travelling

If you let us know you're away, we can manage your transactions more effectively while you're on holiday. 

  • We automatically monitor accounts for unusual foreign transactions
  • We look out for possible fraud and declined transactions
  • If you have a joint account you both need to notify us. For credit cards, only the primary cardholders needs to give us travel notifications

How to use your card abroad

Start using your card abroad

Already with Expat?

If you're already with HSBC Expat, simply activate your card to get started.

New to Expat?

You'll need to apply for an Expat Bank Account to get a debit card.

You might be interested in


Crisis24 security services offers international risk management for all Expat customers, covering everything from travel safety to identity theft.


Get help with all your card questions.


Read our 10-step guide to moving abroad to make sure you've got everything covered.

Additional information

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