Easy access savings in a choice of currencies
Our Saver Account gives you the flexibility to save in a choice of USD, EUR or GBP, whilst giving you easy access to your savings.
Choose from 3 major currencies
The Saver Account is available in GBP, USD or EUR.
No fixed term
Enjoy the flexibility of saving what you want, whenever you want.
Easy access to your savings
Access your account anytime with online, mobile or phone banking.
|Currency||Standard rate (AER/Gross)|
|GBP||up to 0.05%|
|USD||up to 0.01%
|EUR||up to 0.00%
|Standard rate (AER/Gross)||up to 0.05%|
|Standard rate (AER/Gross)||
up to 0.01%
|Standard rate (AER/Gross)||
up to 0.00%
Compare our range of savings accounts for expats by using our interest rates tool. Filter and sort to see interest rates in your chosen currency.
- Interest is calculated daily and paid monthly into your account
- No interest is payable if the balance falls below the minimum account opening balance
You must be an existing HSBC Expat customer before you can apply.
You'll need to maintain a minimum balance of GBP 5,000, USD 5,000 or EUR 5,000.
Things you should know
Please read the HSBC Expat Terms of Business before applying for a Saver Account.
How to apply
HSBC Expat customers
To apply for a Saver Account, simply log on to your existing online banking account and follow the onscreen instructions.
Understanding offshore savings accounts
Your Expat accounts will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).
New to HSBC Expat
You can apply for a Saver Account once you have opened an HSBC Expat Bank Account with us.
Interest rates are quoted for indication purposes only and are subject to variation.
AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year.
Gross: The interest rate before the deduction of tax applicable to interest on savings accounts.
It is your responsibility to report earnings to the appropriate tax authorities. However, all the interest you earn from your accounts may be subject to reporting to relevant tax authorities.
JERSEY DEPOSIT PROTECTION SCHEME
HSBC Expat is a participant in the Jersey Bank Depositor Compensation Scheme. The Scheme offers protection for eligible deposits of up to GBP 50,000. The maximum total amount of compensation is capped at GBP 100,000,000 in any 5 year period. Full details of the scheme and banking groups covered are available on the States of Jersey website or on request. Deposits and investments made with our office in Jersey are not protected by the rules made under the UK's Financial Services and Markets Act 2000, including the Financial Services Compensation Scheme, and the UK's Financial Ombudsman Service.
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