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Saver Account

A flexible savings account with easy access to your money.

Why choose our Saver Account?

The Saver Account gives you the flexibility to save in USD, EUR or GBP, while giving you easy access to your savings.

  • Choose from 3 currencies - GBP, USD and EUR.
  • Withdraw money when you need to, with no penalty.
  • Access your account anytime, anywhere with mobile and online banking.

Interest rates

Here's how much interest you could earn on your savings[@interestratesindicative].
Currency Standard rate (AER/Gross)[@aergrossinterest]
GBP up to 0.85%
USD up to 0.96%
EUR up to 0.00%
Here's how much interest you could earn on your savings[@interestratesindicative].
Currency GBP
Standard rate (AER/Gross)[@aergrossinterest] up to 0.85%
Currency USD
Standard rate (AER/Gross)[@aergrossinterest] up to 0.96%
Currency EUR
Standard rate (AER/Gross)[@aergrossinterest] up to 0.00%

Things to know

Who can open the account?

To open a Saver Account, you'll need to:

  • have an HSBC Expat Bank Account
  • maintain a minimum balance of GBP 5,000 or USD 5,000 in your Saver Account

Ready to open?

Already with Expat?

To open a Saver Account, log on to online banking and follow the instructions. Not registered yet?

New to Expat?

You can open a Saver Account once you have opened an Expat Bank Account with us.

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Additional information

    Jersey Deposit Protection Scheme

    HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website, or on request.Deposits made with HSBC Expat are not protected by the rules made under the UK's Financial Services and Markets Act 2000 for the protection of retail clients, including the UK Financial Services Compensation Scheme and the UK’s Financial Ombudsman Service.Deposits made with our office in Jersey are not protected deposits under the Hong Kong Deposit Protection Scheme and are not protected by such scheme.

    Tax reporting

    Interest is paid gross without the deduction of tax. It is your responsibility to report earnings to the appropriate tax authorities. However, all the interest you earn from your accounts may be subject to reporting to relevant tax authorities.

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