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Little Expat

A savings account for little ones on big adventures.

Why choose our Little Expat account?

Little Expat is our international savings account that allows you to save for your child's future.

  • You and your child can keep your savings in one place, wherever you go.
  • Teach your child about money management.
  • Choose from 4 currencies - GBP, USD, HKD or AED.
  • Get a preferential interest rate on your first GBP 2,500 or currency equivalent. (See interest rates table for other available currencies).

Interest rates

Here's how much interest you could earn on your savings.[@interestcalculation] [@interestratesindicative]
Currency Interest rate
GBP (up to GBP 2,500) 2.80% AER/Gross
GBP (over GBP 2,500) 0.30% AER/Gross
USD (up to USD 3,200) 3.50% AER/Gross
USD (over USD 3,200) 0.50% AER/Gross
AED (up to AED 12,000)
1.00% AER/Gross
AED (over AED 12,000) 0.10% AER/Gross
HKD (up to HKD 25,000) 1.00% AER/Gross
HKD (over HKD 25,000) 0.10% AER/Gross
Here's how much interest you could earn on your savings.[@interestcalculation] [@interestratesindicative]
Currency GBP (up to GBP 2,500)
Interest rate 2.80% AER/Gross
Currency GBP (over GBP 2,500)
Interest rate 0.30% AER/Gross
Currency USD (up to USD 3,200)
Interest rate 3.50% AER/Gross
Currency USD (over USD 3,200)
Interest rate 0.50% AER/Gross
Currency AED (up to AED 12,000)
Interest rate 1.00% AER/Gross
Currency AED (over AED 12,000)
Interest rate 0.10% AER/Gross
Currency HKD (up to HKD 25,000)
Interest rate 1.00% AER/Gross
Currency HKD (over HKD 25,000)
Interest rate 0.10% AER/Gross

Balances up to GBP 2,500/USD 3,200/AED 12,000/HKD 25,000 will earn the higher rate of interest. Only the part of the balance above GBP 2,500/USD 3,200/AED 12,000/HKD 25,000 will earn the lower rate of interest.

Things to know

Who can apply?

To apply for a Little Expat account, you'll need to:

  • have an HSBC Expat Bank Account
  • be opening it for a child under 18 years of age
  • be the child's legal parent or guardian

Ready to apply?

Already with Expat?

Contact your Premier Relationship Manager or call us on:

HSBC Premier customers

+44 1534 616 313

HSBC Advance customers

+44 1534 616 212

New to Expat?

You can apply for a Little Expat account once you have opened an Expat Bank Account with us.

Frequently asked questions

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Additional information

    HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website, or on request.

    Deposits made with HSBC Expat are not protected by the rules made under the UK's Financial Services and Markets Act 2000 for the protection of retail clients, including the UK Financial Services Compensation Scheme and the UK’s Financial Ombudsman Service.

    Deposits made with our office in Jersey are not protected deposits under the Hong Kong Deposit Protection Scheme and are not protected by such scheme.

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