Why choose our Little Expat account?
Little Expat is our international savings account that allows you to save for your child's future.
- You and your child can keep your savings in one place, wherever you go.
- Teach your child about money management.
- Choose from 4 currencies - GBP, USD, HKD or AED.
- Get a preferential interest rate on your first GBP 2,500 or currency equivalent. (See interest rates table for other available currencies).
Interest rates
Currency | Interest Rate including bonus (AER/Gross) |
---|---|
GBP (up to GBP 2,500) | 3.63% AER/Gross |
GBP (over GBP 2,500) | 1.00% AER/Gross |
USD (up to USD 3,200) | 4.03% AER/Gross |
USD (over USD 3,200) | 1.10% AER/Gross |
AED (up to AED 12,000) |
1.00% AER/Gross |
AED (over AED 12,000) | 0.10% AER/Gross |
HKD (up to HKD 25,000) | 1.00% AER/Gross |
HKD (over HKD 25,000) | 0.10% AER/Gross |
Currency | GBP (up to GBP 2,500) |
---|---|
Interest Rate including bonus (AER/Gross) |
3.63% AER/Gross |
Currency | GBP (over GBP 2,500) |
Interest Rate including bonus (AER/Gross) |
1.00% AER/Gross |
Currency | USD (up to USD 3,200) |
Interest Rate including bonus (AER/Gross) | 4.03% AER/Gross |
Currency | USD (over USD 3,200) |
Interest Rate including bonus (AER/Gross) | 1.10% AER/Gross |
Currency |
AED (up to AED 12,000) |
Interest Rate including bonus (AER/Gross) | 1.00% AER/Gross |
Currency | AED (over AED 12,000) |
Interest Rate including bonus (AER/Gross) | 0.10% AER/Gross |
Currency | HKD (up to HKD 25,000) |
Interest Rate including bonus (AER/Gross) | 1.00% AER/Gross |
Currency | HKD (over HKD 25,000) |
Interest Rate including bonus (AER/Gross) | 0.10% AER/Gross |
Balances up to GBP 2,500/USD 3,200/AED 12,000/HKD 25,000 will earn the higher rate of interest. Only the part of the balance above GBP 2,500/USD 3,200/AED 12,000/HKD 25,000 will earn the lower rate of interest.
Things to know
Who can apply?
To apply for a Little Expat account, you'll need to:
- have an HSBC Expat Bank Account
- be opening it for a child under 18 years of age
- be the child's legal parent or guardian
Ready to apply?
Already with Expat?
Contact your Premier Relationship Manager or call us on:
HSBC Premier customers
HSBC Advance customers
New to Expat?
You can apply for a Little Expat account once you have opened an Expat Bank Account with us.
Frequently asked questions
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