Euro bank accounts

Your banking needs, in euros.

Save, invest and transfer in euros

Our HSBC Expat Bank account is a euro currency account for international customers who need to manage or move money in euros across multiple countries and regions. Global banking, local currency.

Key benefits of a euro bank account:

Easy access to euros - hold, manage, spend, save and invest in euros, whenever you need to.
You're protected - HSBC Expat is covered by the Jersey Bank Depositors Compensation Scheme[@jerseydepositprotectionscheme] in a regulated[@issued-by-hsbc-expat], offshore jurisdiction
Relationship management service - no matter where you are in the world, we're on hand to help you and your family manage your money.
Designed for expats and those with global finance needs.
HSBC accounts around the world? Easily move money between them in local currencies and get live foreign exchange rates with our Global View and Global Transfers[@gv-gt-eligible-accounts].

Other HSBC Expat products and services

Once you've opened an Expat Bank Account you'll get access to our full range of tailored services in euros and other currencies, including international mortgages, investments and savings accounts.

Save in euros with our range of instant access and fixed-term savings accounts for expats.

Fixed Term Deposit

Save euros for a fixed period of time that suits you. Our Fixed Term Deposit account is available in a choice of 19 currencies, and you can save for a set period of time that you choose.

Find out more about Fixed Term Deposit

Online Bonus Saver

Keep your savings at your fingertips with our easy-access, online-only euro savings account. Enjoy a choice of major currencies, plus bonus interest when you don't make a withdrawal.

Find out more about online bonus saver

Saver Account

A flexible euro savings account with easy access to your money. The Saver Account gives you the flexibility to save in USD, EUR or GBP.

Find out more about saver account

A range of investment options available in euros.

Whether you're looking for a comfortable retirement, to secure the best start in life for your children, or simply want to make the most of your disposable income, we could help you make financial decisions that suit your current needs and future aspirations.

You can buy, sell and explore euro investments in our International Investment Centre. Available in our HSBC Mobile Banking app 24/7.

Global Money Account

Global Money offers an enhanced banking experience designed to meet your international needs. Transfer money between HSBC accounts and to other banks around the world with no HSBC fees, in over 50 currencies, including euros.

Find out more about global money account

Apply for a euro bank account

Whether you're living abroad, or have other international banking needs, our Expat Bank Account is your passport to better global banking.

Check eligibility and apply This link will open in a new window

Frequently asked questions

A euro currency account is a way to hold, send and receive in euros. It allows you to manage and transact in euros, from wherever you call home.

Our multi-currency savings accounts are available in up to 19 different currencies and you can open an account in multiple different currencies.

For people and businesses who regularly send or receive euro payments
Helps you manage exchange rate fluctuations - you choose if and when to convert currency, so you can wait until exchange rates are favourable
Free or reduced fees for international transfers (depending on the provider and account)

Our multiple currency Expat Bank Account is available in GBP, EUR or USD. Our savings accounts are available in up to 19 currencies. You need an Expat Bank Account before you can open an Expat savings account.

Your Expat Bank Account will be held in Jersey, Channel Islands, but you don’t have to live there yourself. In fact, the vast majority of our customers reside in other eligible countries around the world.

Check if you're in an eligible country and our other eligibility criteria.

An offshore, or overseas, bank account is one that you have in a country you don't live in. They allow you to make and receive payments, hold money and set up savings and investment accounts in multiple currencies.

Offshore accounts, also known as offshore bank accounts or offshore savings accounts, can make it simpler to manage your financial commitments across multiple countries and regions.

Most expats have a bank account in their home country and another account in the country they're living in. Many also consider opening an offshore account, as this can be an effective way to save, invest and manage money while abroad.

Find out more about offshore banking

HSBC is a reputable global bank with strong regulatory oversight and robust security measures in place to protect your funds and personal information. HSBC Expat is part of the HSBC Group, one of the world's largest banking and financial services organisations. Our global businesses serve around 40 million customers worldwide through a network that covers 64 countries and territories.

HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme aims to provide protection for eligible depositors of up to £50,000. For further information please visit www.jrdca.org.je/jdcs.

Things to know

US dollar accounts

Explore our range of savings and current accounts available in USD.

Compare savings interest rates

See our range of savings accounts and compare interest rates in your chosen currency.

International mortgages

Our global connections can help with your international mortgage application.

Additional information

HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict our distribution of this material. Anyone accessing these pages is required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries or regions.

Your tax situation will depend on your personal circumstances and we recommend you obtain independent tax advice. Any tax information is based on our understanding of current and proposed legislation and practice. The legislation and practice may be subject to change.

You should be aware of the potential risk of saving in a currency which is not your base currency and the effect any change in exchange rates may have, be it up or down, if converting your returns back to your base currency.

Please remember that the value of investments, and any income received from them, can fall as well as rise, is not guaranteed and you may not get back the amount you invested. This could also happen as a result of changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any Investments held should be viewed as a medium to long-term investment, at least five years.

Euro bank accounts

Save, invest and transfer in euros

Key benefits of a euro bank account:

Compare savings interest rates

Other HSBC Expat products and services

Savings

Investments

Global Money Account

Apply for a euro bank account

Frequently asked questions

What is a euro (EUR) account?

What if I already have an HSBC Expat currency savings account in a different currency?

Who can open a euro account?

What are the benefits of opening a euro account?

What currencies are available with HSBC Expat Bank Account?

Can I open an HSBC Expat Account in another country?

What is offshore banking?

Is my money safe in HSBC Expat?

Things to know

Important documents

You might be interested in

US dollar accounts

Compare savings interest rates

International mortgages

Additional information

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