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Manage your wealth

Make your money work for you

Enjoy an extra 0.20% AER/Gross on selected Fixed Term Deposits when you open an Expat bank account. T&Cs apply.

Managing your wealth with HSBC Expat

If you’re living abroad, or you're due to move, our award-winning services for expats will help keep your money working as hard as ever. We’ve got plenty of options for managing your wealth, whether you're a seasoned investor or a total first-timer.

It’s easy to start investing online. You can complete and return documents digitally, without needing to print or scan them.

What we offer

  • Plan for your future

    Our wealth managers know expats, because most of them are expats.

  • Invest in a way that suits you

    Choose from ready-made portfolios, single asset class funds or shares.

  • Current account available in GBP, USD and EUR

    Keep your account in one place while you focus on expat life.

Wealth services

Financial planning

Explore your options with the help of our wealth managers, get recommendations that are customised to your needs and goals.

International Investment Centre

Explore a whole range of funds with our International Investment Centre.

Portfolio Investment funds

Choose between five ready-made portfolios, each with different levels of risk.

Single Asset Class funds

Choose from a wide range of asset classes, investment styles and geographical regions.

Discretionary investment management

A multi-asset solution from HSBC Private Banking (C.I.) with the added benefit of a professional investment manager to take care of your day to day investment and administrative responsibilities.

Sharedealing

A convenient and cost-effective way to buy and sell shares online.

Guides to investing

Explore our guides to help you get more from your money. Improve your financial knowledge of savings, investments and forex options.

Wealth Insights

Stay in the know with our Wealth Insights, where you’ll find global investment news and analysis.

Wealth calculators

Use our wealth calculators to help understand your financial position and how you could achieve your goals.

To benefit from our wealth and investment options you’ll need to become an HSBC Expat customer.

HSBC Expat Bank Account

To take advantage of our wealth services, you’ll need an HSBC Expat Bank Account – our current account that's tailor-made for people living abroad. It'll stay with you no matter how many times you move and you can even set it up in advance so it's ready when you arrive.

Benefits include:

  • Enjoy an extra 0.20% AER / Gross welcome bonus interest on GBP, USD, HKD and AED Fixed Term Deposit accounts opened within 90 days of opening your first Expat bank account. Terms and conditions apply (PDF)

  • current accounts in sterling, US dollars or euro

  • open additional savings accounts in Hong Kong dollar, United Arab Emirates dirham, Australian dollar and 16 other currencies

  • travel security services from Crisis24

  • an easy way to manage your forex needs with the HSBC Expat FX App

  • phone, online banking and mobile banking app

  • a relationship manager to help you and your family manage your money

  • international offices based in Jersey (Channel Islands) and Hong Kong

Your Expat account provides a place for the money you want to grow in a convenient, central location. It connects to your home account – for financial commitments in your home country, and your local accounts – for everyday expenses in the country you’ve moved to. Allowing you to manage all of your eligible HSBC accounts from one place.

Eligibility

New HSBC Expat customers must be 18 years or over and meet one of these criteria. 
 
You must either:
  • hold a minimum of £50,000 (or currency equivalent) with us or;
  • have a sole salary of £100,000 (or currency equivalent) or;
  • have already qualified for HSBC Premier in another country

And you must currently reside or be situated in an eligible country or region.

If you do not qualify for an HSBC Expat account, but still need an account in another country you may be interested in HSBC International Services.

How to apply

Not yet an HSBC Expat customer?

You're only a few steps away from joining us online.

Already an HSBC Expat customer?

Banking in an offshore jurisdiction

Your Expat bank account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

We may not be able to offer accounts in every country or region1.

Things you should know

HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website, or on request.

It's important to understand that the value of investments, and any income received from them, can fall as well as rise. A return on your investment isn't guaranteed and you may not get back the amount you invested. This could also happen as a result of changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any Investments held should be viewed as a medium to long-term investment, for at least five years.

You might be interested in

 

Get financial advice tailored to your needs from our wealth managers

 

Explore a whole range of funds with our International Investment Centre.

 

Explore our guides to help you get more from your money, and improve your financial knowledge of savings, investments and forex options.

 

Use our wealth calculators to help you set and achieve your financial goals.

1HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries/regions, due to HSBC Policy.

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