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International Investment Centre

Build your own portfolio of funds with our International Investment Centre

Your home for investing, wherever you call home

Our International Investment Centre is an online funds platform, designed to help you make your own investment decisions. Whether you're a seasoned investor or just starting out, you can explore, buy and sell your investments 24/7 straight through your online banking - in one convenient place.

To benefit from our wealth and investment products, you'll need to open an HSBC Expat Bank Account.

Why invest with our International Investment Centre?

  • Choose from hundreds of funds from a range of providers

  • Get fund information, such as pricing or past performance

  • Buy new investments or sell existing ones whenever you like

  • Start regular contributions into any available fund

  • See the valuation of your investments and track your investment performance 24/7

  • Start investing with just GBP/USD/EUR 100 per month for regular investments or a lump sum of GBP/USD/EUR 1000

Things you should know

How it works

  1. Open an investment account, then use our research tools to help make an informed decision about what to invest and when.
  2. Once you've invested, you'll see the current value of your investment and be able to track its performance whenever you log on to your online banking.

It's important to consider that the value of investments and any income they generate, may go down as well as up, meaning that you may get back less than what you originally invested. 

You don't need to worry about transferring money into a separate investment account. When you are buying a new fund or purchasing more of an existing fund, simply select the current or savings account you'd like us to take the money from.

Our International Investment Centre doesn't offer any investment advice. If you're not sure about investing, read our Financial planning guide.

Available funds

You can choose from hundreds of open-ended investment companies (OEICs) and unit trust funds. As well as HSBC funds, we also offer funds from a number of other fund providers. 

Once you've opened an account, you can use our research tools to help find funds that could meet your financial goals.

Investment costs

Before you buy a fund, you should be aware that fund providers apply an annual management charge.

In addition, the charge for a new investment is 1% of the value of the investment. This applies to:

  • a lump sum purchase
  • each monthly contribution when setting up regular savings
  • a new fund purchase involved when selling and repurchasing

This charge is taken from your account, in addition to the investment value. There's no charge to use the International Investment Centre, and no charge to surrender your investments.

Learn more about our charges in our Investment & Wealth Terms (PDF).

Who can apply?

You can open an International Investment Centre account if you're:

  • at least 18 years old
  • a resident in an eligible country
  • not a US national/citizen/resident (eg a US passport or green card holder)
  • an HSBC Expat bank account account holder and have a bank or savings account in the currency of the funds you're investing in (this excludes the Fixed Term Deposit and the Online Bonus Saver)
  • to open a joint investment account, you must already hold a joint bank account in the same names

And looking to invest a minimum GBP/USD/EUR 100 per month for regular investments, or a lump sum of GBP/USD/EUR 1000.

You will also need to retain the joint bank account throughout your investment. If the joint bank account is closed within the period of holding your joint investments, you will not be able to transact on the investments you hold.

Apply for your investment account

HSBC Expat customers

If you have an HSBC Expat account already, you can simply apply online in just a few minutes. You will need your secure key to log on to the platform. Once you've logged on, you can apply by selecting International Investment Centre from the Investments header.

Not yet registered for online banking? Register now.

Not sure which investments are for you? Speak to one of our Wealth Managers.

Not an HSBC Expat customer yet?

To start investing, you'll need to open an HSBC Expat Bank Account first.

Frequently Asked Questions

Remember, the value of investments is not guaranteed - you may not get back the amount you invested, and any income received from them can fall as well as rise. This could also result from changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any investments should be considered as medium to long-term holdings of least 5 years.

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