HSBC Premier World Elite Mastercard | Credit Cards

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HSBC Premier World Elite Mastercard

An exclusive card designed for the dedicated traveller

Our Premier World Elite Mastercard offers cardholders a wide range of rewards and benefits, including access to over 750 premium airport lounges around the world. Plus, earn reward points when you spend to redeem on shopping and travel, as part of our exclusive Premier World Elite Rewards programme.

Representative example

Representative
59.3% APR

Purchase rate18.9% pa

Based on an assumed credit limit ofGBP 1,200

Annual feeGBP 195

Get started for a HSBC Premier World Elite Mastercard

Why choose a Premier World Elite Mastercard

Bonus reward points

Get 80,000 extra points when you meet our first 3 and 12 month spending criteria. T&Cs apply.

Access exclusive offers

Enjoy travel benefits and earn rewards.

Premium lounge access

Access 750 premium airport lounges on your travels around the world with Priority Pass.

Premier World Elite Rewards Programme

Earn points when you spend to redeem on shopping or travel. T&Cs apply.

Earn 2 points for every GBP 1 spent in sterling in the UK, offshore and overseas, and earn 4 points for every GBP 1 you spend in eligible non-sterling currency
Redeem against vouchers for top retailers or travel

View our Premier Credit Card Rewards programme

Travel benefits

Access discounts on hotels and Priority Pass airport lounge access.

10% discount on selected hotels booked with your card through Expedia
10% discount on over 180,000 hotels booked with your card through Agoda
Access to over 750 airport lounges worldwide with Priority Pass

Online account management

Suit yourself with round-the-clock online or phone access.

Manage your account day to day - check real-time statements, report a lost or stolen card or block it temporarily, activate cards, make payments
Redeem Premier Points
Register and add your card to Global View to see your global HSBC accounts in one place

Things to know

Who can apply?

You can apply for a World Elite Premier Credit Card if you:

are aged 18 or over
maintain a minimum relationship balance of GBP 50,000 or have a sole salary of GBP 100,000

HSBC Premier customers in other countries qualify.

All credit applications are subject to status, our lending criteria and an assessment of the circumstances of the applicant. Maximum credit limit subject to status.

APR (Annual percentage rate)

APR - Representative 59.3% APR variable
(based on an annual fee of GBP 195 and an assumed credit limit of GBP 1,200)
Other interest rates	Introductory rate	Monthly rate	Annual rate
Purchase	N/A	1.456%	18.9%
Cash advances	N/A	1.456%	18.9%
Balance transfers	N/A	1.456%	18.9%

APR - Representative 59.3% APR variable
(based on an annual fee of GBP 195 and an assumed credit limit of GBP 1,200)
Other interest rates	Purchase
Introductory rate	N/A
Monthly rate	1.456%
Annual rate	18.9%

Other interest rates	Cash advances
Introductory rate	N/A
Monthly rate	1.456%
Annual rate	18.9%

Other interest rates	Balance transfers
Introductory rate	N/A
Monthly rate	1.456%
Annual rate	18.9%

Interest free period

Up to 56 days on purchases if you pay your whole balance in full and on time.

Interest charging information

You will not pay interest on purchases if you pay your balance in full and on time each month. Otherwise, the period over which interest is charged will be as detailed in the table below. For cash advances and balance transfers any interest charge for the period from the previous statement to the date of full repayment will be debited the following month. Interest will not be charged on default charges.

Period over which interest is charged
Transaction type	From	Until
Purchases	Date debited to your account	Paid in full
Cash advances	Date debited to your account	Paid in full
Balance transfers	Date debited to your account	Paid in full

Period over which interest is charged
Transaction type	Purchases
From	Date debited to your account
Until	Paid in full

Transaction type	Cash advances
From	Date debited to your account
Until	Paid in full

Transaction type	Balance transfers
From	Date debited to your account
Until	Paid in full

Allocation of payments

Your payment is allocated in the following order:

Cash advances
Purchases
Standard rate balance transfers
Promotional rate purchases and balance transfers

For further details, please refer to your credit card terms and conditions.

Minimum monthly payment

Interest, default charges and any payment protection insurance premium plus 1% of the principal, or 2.5% of the balance or GBP 5 whichever is highest, or your statement balance if less than GBP 5.

Amount of credit

Minimum credit limit - GBP 500
Maximum credit limit - subject to status

Fees

Primary card - GBP 195 (annual fee)
Additional card - GBP 60 per additional card (annual fee)

Charges

Cash fee - 2.99% handling fee, minimum GBP 3 (includes cash withdrawals, purchases of foreign currency and travellers cheques, but does not apply to gambling transactions)
Balance transfers - 2.9% of each amount transferred, minimum GBP 5

Foreign usage

Payment Scheme Exchange Rate - to find out more, visit the Mastercard Rates website

Depending which type of transaction you undertake, one or more of the following will apply:

non-sterling transaction fee - 2.99% of the sterling amount of the transaction
cash fee - 2.99% of the amount advanced, minimum GBP 3

World Elite Mastercard Terms & Conditions (PDF) Download

Ready to apply?

Already with Expat?

Contact your Relationship Manager directly or call us on +44 1534 616 313 to schedule an appointment with your Relationship Manager.

New to Expat?

You can apply for a Premier World Elite Credit Card once you've opened an HSBC Expat Bank Account with us.

Explore our Expat Bank Account

Additional information

Credit cards are provided by HSBC Bank plc, which is authorised by the Prudential Regulatory Authority and regulated by Financial Conduct Authority and the Prudential Regulatory Authority.

HSBC Bank plc, Card Services, PO Box 6001, Coventry, CV3 9FP, United Kingdom.

Premier World Elite Mastercard

An exclusive card designed for the dedicated traveller

Representative example

Why choose a Premier World Elite Mastercard

Bonus reward points

Access exclusive offers

Premium lounge access

Premier World Elite Rewards Programme

Travel benefits

Online account management

Things to know

Who can apply?

Interest rates, fees and charges

Important documents

Ready to apply?

Already with Expat?

New to Expat?

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