HSBC Premier World Elite Mastercard

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HSBC Premier World Elite Mastercard

The card with extra rewards

HSBC Premier offers cardholders a wide range of rewards and benefits, at home and abroad. From contactless transactions, free WiFi globally and access to over 750 premium airport lounges around the world, wherever you are, we're with you.

Representative example

Based on an assumed credit limit of GBP 1,200

GBP 195 annual fee

Minimum credit limit GBP 500
Maximum credit limit subject to status

59.3% APR

Representative

18.9% pa

Purchase rate

Check eligibility and how to apply for an HSBC Credit Card

Why you'll want a Premier Mastercard

International benefits at your doorstep

Unlimited access to over 750 airport lounges across the world with LoungeKey^TM subject to availability
Rewards programme

Earn two points for every pound of eligible spend in sterling¹ currency and four points for every pound of eligible spend in non-sterling to redeem against vouchers for top retailers
40,000 reward points

When you spend GBP 2,000 on your card in the first 3 months of card membership
Extra 40,000 reward points

When you spend GBP 12,000 or more on your card in the first 12 months of card membership
Expedia discounts

10% discount on selected hotels booked with your HSBC Premier World Elite Mastercard through Expedia. Cardholders also benefit from 12 months complimentary Expedia+ Gold membership
Agoda discount

10% discount on over 180,000 hotels booked with your HSBC Premier World Elite Mastercard through Agoda.
Global WiFi

Take advantage of more than 50 million WiFi hotspots globally via the world's largest WiFi network. Brought to you by iPass

Manage your credit card online

Make the most of your Expat credit card online. Register for online banking.

You'll benefit from:

day to day management of your credit card. This includes real-time statements, reporting lost or stolen cards, activating credit cards, temporarily blocking cards, or making payments
redeeming Premier Points
once registered, you can add your credit card to Global View

Things you should know

APR (Annual percentage rate)

APR - Representative 59.3% APR variable
(based on an annual fee of GBP 195 and an assumed credit limit of GBP 1,200)
Other interest rates	Introductory rate	Monthly rate	Annual rate
Purchase	N/A	1.456%	18.9%
Cash advances	N/A	1.456%	18.9%
Balance transfers	N/A	1.456%	18.9%

APR - Representative 59.3% APR variable
(based on an annual fee of GBP 195 and an assumed credit limit of GBP 1,200)
Other interest rates	Purchase
Introductory rate	N/A
Monthly rate	1.456%
Annual rate	18.9%

Other interest rates	Cash advances
Introductory rate	N/A
Monthly rate	1.456%
Annual rate	18.9%

Other interest rates	Balance transfers
Introductory rate	N/A
Monthly rate	1.456%
Annual rate	18.9%

Interest free period

Up to 56 days on purchases if you pay your whole balance in full and on time.

Interest charging information

You will not pay interest on purchases if you pay your balance in full and on time each month. Otherwise, the period over which interest is charged will be as detailed in the table below. For cash advances and balance transfers any interest charge for the period from the previous statement to the date of full repayment will be debited the following month. Interest will not be charged on default charges.

Period over which interest is charged
Transaction type	From	Until
Purchases	Date debited to your account	Paid in full
Cash advances	Date debited to your account	Paid in full
Balance transfers	Date debited to your account	Paid in full

Period over which interest is charged
Transaction type	Purchases
From	Date debited to your account
Until	Paid in full

Transaction type	Cash advances
From	Date debited to your account
Until	Paid in full

Transaction type	Balance transfers
From	Date debited to your account
Until	Paid in full

Allocation of payments

Your payment is allocated in the following order:

Cash advances
Purchases
Standard rate balance transfers
Promotional rate purchases and balance transfers

For further details, please refer to your credit card terms and conditions.

Minimum monthly payment

Interest, default charges and any payment protection insurance premium plus 1% of the principal, or 2.5% of the balance or GBP 5 whichever is highest, or your statement balance if less than GBP 5.

Amount of credit

Minimum credit limit - GBP 500
Maximum credit limit - subject to status

Fees

Primary card - GBP 195 (annual fee)
Additional card - GBP 60 per additional card (annual fee)

Charges

Cash fee - 2.99% handling fee, minimum GBP 3
(includes cash withdrawals, purchases of foreign currency and travellers cheques, but does not apply to gambling transactions)
Balance transfers - 2.9% of each amount transferred, minimum GBP 5

Foreign usage

Payment Scheme Exchange Rate - to find out more, visit the Mastercard Rates website

Dependent upon the type of transaction you undertake, one or more of the following will apply.

Non-sterling transaction fee - 2.99% of the sterling amount of the transaction
Cash fee - 2.99% of the amount advanced, minimum GBP 3

Eligibility

You must be aged 18 or over
You must maintain a minimum relationship balance of GBP 50,000 or have a sole salary of GBP 100,000
HSBC Premier customers in another country automatically qualify for HSBC Premier with us

All credit applications are subject to status, our lending criteria and an assessment of the circumstances of the applicant.

How to apply

HSBC Expat customers

To apply for an HSBC Premier World Elite Mastercard, simply download an application form, complete it and send it to us after reading the Terms & Conditions (PDF, 360KB).

Download application form (PDF, 1.2MB) This link will open in a new window

Send your completed form to:

HSBC Expat
HSBC House
Esplanade, St Helier
Jersey, JE1 1HS

Additional card

For an additional annual fee of GBP 60, get a credit card for a partner or family member over 18 years of age, giving them access to over 750 airport lounges across the world.

Additional Cardholder Request Form (PDF, 137KB) download the Additional cardholder request form Download

Not yet a customer?

You can apply for an HSBC Premier World Elite MasterCard once you've become a Premier customer.

View our Bank Account for expats This link will open in a new window

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¹Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man, as well as transactions overseas where you choose to pay in Sterling rather than the local currency.

Credit is subject to status. To be eligible for HSBC Premier you must maintain a minimum relationship balance of GBP 50,000 (or currency equivalent) in deposits and/or investments with us or have a sole salary of GBP 100,000 (or currency equivalent). HSBC Premier customers in another country automatically qualify for Premier with us. All customers must be aged 18 or over.

HSBC Bank plc, Card Services, PO Box 6001, Coventry, CV3 9FP, United Kingdom. Credit cards are provided by HSBC Bank plc, which is authorised by the Prudential Regulatory Authority and regulated by Financial Conduct Authority and the Prudential Regulatory Authority.