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HSBC Credit Card

Convenient and flexible spending around the world

Enjoy discounts at home and away

The HSBC Credit Card is a sterling card accepted at over 24 million locations around the world1.

Representative example

Based on an assumed credit limit of GBP1,200

No annual fee

Minimum credit limit GBP500

Maximum credit limit subject to status

19.9% APR

Representative APR

19.9% pa

Purchase rate

Why you'll want this card

  • 0% interest introductory offer

    Pay no interest on purchases for 3 months from account opening.

  • 0% interest for 32 months* on balance transfers made within the first 60 days of account opening

    A 1.5% fee applies (minimum £5)2.

  • Withdraw up to £300 cash per day

    Cash advances are subject to fees3.

  • Access to global offers

    Get exclusive offers and benefits through our Home&Away programme.

  • Use your card to make contactless transactions

  • No annual fee

    Get all the benefits of an HSBC credit card without paying an annual fee.

  • Free additional card

    Streamline your finances by adding your spouse or partner as a secondary cardholder during your application.

  • Easy account management

    Get 24/7 online or phone access to check your balance and settle card bills.

  • Up to 56 days interest free

    If you pay your balance in full on time, you can get up to 56 days interest-free on your purchases.

Manage your credit card online

Make the most of your Expat credit card online. Register for online banking.

You'll benefit from:

  • day to day management of your credit card. This includes real-time statements, reporting lost or stolen cards, activating credit cards, temporarily blocking cards, or making payments
  • redeeming Premier Points
  • once registered, you can add your credit card to Global View

Things you should know

Please read the credit card agreement terms before applying for an HSBC Bank Credit Card.


To apply for an HSBC credit card, you must be:

  • an HSBC Expat account holder
  • over 18 years old

All credit applications are subject to status, our lending criteria and an assessment of the circumstances of the applicant.

How to apply

HSBC Expat customers

To apply for an HSBC Credit Card, simply download an application form, complete it and send it to us.

Send your completed form to:

HSBC Expat
HSBC House
Esplanade, St Helier
Jersey, JE1 1HS

Additional card

Adding your partner, a family member or friend to your account is a simple way to get more from your HSBC credit card:

  • additional cardholders enjoy many of the same benefits and protection as the main cardholder
  • all transactions are detailed on one statement

Not yet a customer?

You can apply for an HSBC Credit Card once you have opened a bank account with us.

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1HSBC Bank plc, Card Services, PO Box 6001, Coventry, CV3 9FP, United Kingdom. Credit cards are provided by HSBC Bank plc, which is authorised by the Prudential Regulatory Authority and regulated by Financial Conduct Authority and the Prudential Regulatory Authority.

2To request a balance transfer, call HSBC Bank plc on 08456 043114 or +44 1226 261 010. Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day). Requests for a balance transfer received by us after 3.30 pm or on a non working day will be treated as if they were received the next working day. It can take up to 3 working days, from the day of receipt by HSBC Bank plc, for the money to reach your other credit card provider. Written requests can take up to 4 working days from the day of receipt by HSBC Bank plc.

Please note, balances cannot be transferred from cards issued by other members of the HSBC Group, which includes first direct, M&S Bank and John Lewis Partnership Group. After the introductory rate periods, your balance transfers and purchases will be charged at the standard variable rate when applicable, currently representative 19.9% APR  variable.

3If you make a cash advance (other than for a gambling transaction) we will charge a cash fee of 2.99% of the amount advance minimum (GBP 3.00). If you make a transaction in a non-sterling currency (a foreign currency) we will also charge a non-sterling transaction fee of 2.99% of the amount of the transaction.

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