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UK residential mortgages

Buy a home in the UK for you or your family to live in.

Get a mortgage to buy a home in the UK

You can learn about the residential mortgages we offer in the UK by talking to our experienced mortgage team.

Once you have completed our online eligibility form we will review your information, notify you of the available rates and connect you with a specialist in the HSBC UK team.

Why get an HSBC UK mortgage

  • Specialist support
    We can make the process easier with specialist mortgage support almost anywhere you choose to purchase a property.
  • Save on fees
    Access a range of HSBC UK mortgages with no booking fee, and all HSBC UK mortgages come with a standard valuation at no extra cost.
  • Competitive rates
    Choose an HSBC UK mortgage and you could find a lower interest rate that could make your monthly repayments less.
  • Make overpayments
    You can make overpayments so you can reduce the size of your mortgage (subject to your mortgage terms).

You might be interested in


Find out how we can help expats get a mortgage for UK properties. 


Find out how you can fund a property in another country or territory. 


Get help with mortgages for rental properties in the UK. 

Additional information

    All mortgages are subject to status and eligibility criteria.

    Your property may be repossessed if you do not keep up repayments on your mortgage.

    You should always think carefully before purchasing a buy-to-let property. The value of a property is a matter of opinion and not a matter of fact, not all properties will grow in value or provide sufficient income to cover all your associated costs. You will be responsible for your costs even if you do not have a tenant. Property can also be difficult to sell and you may not be able to sell quickly if you need to do so.

    Mortgages on UK properties may not be available to residents of all countries.


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