International Investment Centre

To open a joint investment account, you must already hold a joint bank account in the same names.

You will also need to retain the joint bank account throughout your investment. If the joint bank account is closed within the period of holding your joint investments, you will not be able to transact on the investments you hold.

Before you buy a fund, be aware fund providers apply an annual management charge.

In addition, the charge for a new investment is 1% of the value of the investment. This applies to:

• a lump sum purchase
• each monthly contribution when setting up regular savings
• a new fund purchase involved when selling and repurchasing

This charge is taken from your account in addition to the investment value. There's no charge to use the International Investment Centre, and no charge to surrender your investments.

We recommend you get financial advice if you're not sure about your investment options. Before making any investment decisions, you should ensure that it's right for your circumstances. Find out more about how we can help support your needs.

You can also learn more about Financial planning.

Not sure which investment's right for you? Connect with a Wealth Manager.

Once you've opened an international investment account, you can buy or sell your investments.

You must have a bank account in the currency you want to invest in, and your cash account must be in the same currency as your investment.

You can only submit orders through online banking.

When you're ready to invest, read our guide to How to buy funds.

There's no fixed-term with a fund investment. This means that if you need to access your money, you can sell your fund shares at any time.

After you sell an investment, the money will normally be paid into your cash account within 5 working days. Time frames vary by fund - please see the relevant Fund Prospectus, available in the International Investment Centre, to find out more.