Easy access savings in a choice of currencies
A savings account available in a choice of 16 major currencies.
Looking for a savings account in GBP, USD or EUR? Explore our other savings account options.
Benefits
Choose from a range of 16 global currencies
Choose to save in a currency that meets your needs.
No fixed term
Get access to your savings whenever you need without any penalty.
Easy access to your savings
Access your account anytime with online, mobile or phone banking.
Interest rates
Compare our range of savings accounts for expats by using our interest rates tool. Filter and sort to see interest rates in your chosen currency.
Additional information
- interest is calculated daily and credited to your account in April and October
- no interest is payable if the balance falls below the minimum account opening balance
| Currency code | Currency |
|---|---|
| AED | UAE dirham |
| AUD | Australian dollar |
| CAD | Canadian dollar |
| CHF | Swiss franc |
| CNY | Chinese renminbi |
| DKK | Danish krone |
| HKD | Hong Kong dollar |
| HUF | Hungarian forint |
| JPY | Japanese yen |
| NOK | Norwegian krone |
| NZD | New Zealand dollar |
| PLN | Polish zloty |
| SEK | Swedish krona |
| SGD | Singapore dollar |
| THB | Thai baht |
| ZAR | South African rand |
| Currency code | AED |
|---|---|
| Currency | UAE dirham |
| Currency code | AUD |
| Currency |
Australian dollar |
| Currency code | CAD |
| Currency |
Canadian dollar |
| Currency code | CHF |
| Currency | Swiss franc |
| Currency code | CNY |
| Currency |
Chinese renminbi |
| Currency code | DKK |
| Currency |
Danish krone |
| Currency code | HKD |
| Currency |
Hong Kong dollar |
| Currency code | HUF |
| Currency |
Hungarian forint |
| Currency code | JPY |
| Currency |
Japanese yen |
| Currency code | NOK |
| Currency |
Norwegian krone |
| Currency code | NZD |
| Currency |
New Zealand dollar |
| Currency code | PLN |
| Currency |
Polish zloty |
| Currency code | SEK |
| Currency |
Swedish krona |
| Currency code | SGD |
| Currency |
Singapore dollar |
| Currency code | THB |
| Currency |
Thai baht |
| Currency code | ZAR |
| Currency |
South African rand |
Eligibility
If you’re new to HSBC Expat, you’ll need to hold a minimum GBP 50,000 or currency equivalent across your HSBC Expat accounts and investments or have a sole minimum salary of GBP 100,000 currency equivalent.
You’ll need to maintain a minimum balance of GBP 10,000 currency equivalent in your Currency Savings Account.
How to apply
HSBC Expat customers
To apply for a Currency Savings Account, simply log on to your existing online banking account and follow the onscreen instructions.
Understanding offshore savings accounts
Your Expat accounts will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).
New to HSBC Expat
You can apply for a Currency Savings Account once you have opened an HSBC Expat Bank Account with us.
AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year.
Gross: The interest rate before the deduction of tax applicable to interest on savings accounts.
It is your responsibility to report earnings to the appropriate tax authorities. However, all the interest you earn from your accounts may be subject to reporting to relevant tax authorities.
JERSEY DEPOSIT PROTECTION SCHEME
HSBC Expat is a participant in the Jersey Bank Depositor Compensation Scheme. The Scheme offers protection for eligible deposits of up to GBP 50,000. The maximum total amount of compensation is capped at GBP 100,000,000 in any 5 year period. Full details of the scheme and banking groups covered are available on the States of Jersey website or on request. Deposits and investments made with our office in Jersey are not protected by the rules made under the UK's Financial Services and Markets Act 2000, including the Financial Services Compensation Scheme, and the UK's Financial Ombudsman Service.
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