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Currency Savings

Flexible savings in a wide choice of currencies.

Why choose our Currency Savings account?

A savings account with no fixed term, available in 16 major currencies.

  • Choose from 16 currencies.
  • Withdraw money when you need to, with no penalty.
  • Access your account anytime, anywhere with mobile and online banking.

Which currencies can I choose from?

You can choose any of these currencies for your Currency Saver account. If you're looking to save in British pounds, US dollars or Euros - take a look at some of our other expat savings accounts.

  • AED - UAE dirham
  • AUD - Australian dollar
  • CAD - Canadian dollar
  • CHF - Swiss franc
  • CNY - Chinese renminbi
  • DKK - Danish krone
  • HKD - Hong Kong dollar
  • HUF - Hungarian forint
  • JPY - Japanese yen
  • NOK - Norwegian krone
  • NZD - New Zealand dollar
  • PLN - Polish zloty
  • SEK - Swedish krona
  • SGD - Singapore dollar
  • THB - Thai baht
  • ZAR - South African rand

Things to know

Who can open the account?

To open a Currency Savings account, you'll need to:

  • have an HSBC Expat Bank Account
  • maintain a minimum balance of GBP 10,000 (or currency equivalent) in your Currency Savings account

Ready to open?

Already with Expat?

To open a Currency Savings account, log on to online banking and follow the instructions. Not registered yet?

New to Expat?

You can open a Currency Savings account once you have opened an Expat Bank Account with us.

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Additional information

    Jersey Deposit Protection Scheme

    HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website, or on request.Deposits made with HSBC Expat are not protected by the rules made under the UK's Financial Services and Markets Act 2000 for the protection of retail clients, including the UK Financial Services Compensation Scheme and the UK’s Financial Ombudsman Service.Deposits made with our office in Jersey are not protected deposits under the Hong Kong Deposit Protection Scheme and are not protected by such scheme.

    Tax reporting

    Interest is paid gross without the deduction of tax. It is your responsibility to report earnings to the appropriate tax authorities. However, all the interest you earn from your accounts may be subject to reporting to relevant tax authorities.

    AER (Annual Equivalent Rate)

    AER (Annual Equivalent Rate) is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year.

    The gross rate refers to the interest rate before the deduction of tax applicable to interest on savings accounts.


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