Top of main content

Currency Savings

A flexible savings account with easy access to your money

Easy access savings in a choice of currencies

A savings account available in a choice of 16 major currencies.

Looking for a savings account in GBP, USD or EUR? Explore our other savings account options.


  • Choose from a range of 16 global currencies

    Choose to save in a currency that meets your needs.

  • No fixed term

    Get access to your savings whenever you need without any penalty.

  • Easy access to your savings

    Access your account anytime with online, mobile or phone banking.

Interest rates

Compare our range of savings accounts for expats by using our interest rates tool. Filter and sort to see interest rates in your chosen currency. 

Additional information

  • interest is calculated daily and credited to your account in April and October
  • no interest is payable if the balance falls below the minimum account opening balance


Choose from the following currencies

Currency code Currency
AED UAE dirham
AUD Australian dollar
CAD Canadian dollar
CHF Swiss franc
CNY Chinese renminbi
DKK Danish krone
HKD Hong Kong dollar
HUF Hungarian forint
JPY Japanese yen
NOK Norwegian krone
NZD New Zealand dollar 
PLN Polish zloty
SEK Swedish krona
SGD Singapore dollar
THB Thai baht
ZAR South African rand

Choose from the following currencies

Currency code AED
Currency UAE dirham
Currency code AUD
Currency Australian dollar
Currency code CAD
Currency Canadian dollar
Currency code CHF
Currency Swiss franc
Currency code CNY
Currency Chinese renminbi
Currency code DKK
Currency Danish krone
Currency code HKD
Currency Hong Kong dollar
Currency code HUF
Currency Hungarian forint
Currency code JPY
Currency Japanese yen
Currency code NOK
Currency Norwegian krone
Currency code NZD
Currency New Zealand dollar 
Currency code PLN
Currency Polish zloty
Currency code SEK
Currency Swedish krona
Currency code SGD
Currency Singapore dollar
Currency code THB
Currency Thai baht
Currency code ZAR
Currency South African rand


You must be an existing HSBC Expat customer before you can apply.

You’ll need to maintain a minimum balance of GBP 10,000 currency equivalent in your Currency Savings Account.

How to apply

HSBC Expat customers

To apply for a Currency Savings Account, simply log on to your existing online banking account and follow the onscreen instructions.

Understanding offshore savings accounts

Your Expat accounts will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

New to HSBC Expat

You can apply for a Currency Savings Account once you have opened an HSBC Expat Bank Account with us.

AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year.

Gross: The interest rate before the deduction of tax applicable to interest on savings accounts.

It is your responsibility to report earnings to the appropriate tax authorities. However, all the interest you earn from your accounts may be subject to reporting to relevant tax authorities.

HSBC Expat is a participant in the Jersey Bank Depositor Compensation Scheme. The Scheme offers protection for eligible deposits of up to GBP 50,000. The maximum total amount of compensation is capped at GBP 100,000,000 in any 5 year period. Full details of the scheme and banking groups covered are available on the States of Jersey website or on request. Deposits and investments made with our office in Jersey are not protected by the rules made under the UK's Financial Services and Markets Act 2000, including the Financial Services Compensation Scheme, and the UK's Financial Ombudsman Service.

You might be interested in


Open a bank account to benefit from our award-winning international banking services.


Save in a choice of 19 major global currencies.


A flexible online savings account with instant access.


An international savings account designed for your children.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.