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Premier Mastercard

An exclusive card for Expat customers.

Enjoy a world of benefits and rewards

The Premier Mastercard gives you access to a world of travel benefits and privileges – including worldwide assistance, Priority Pass airport lounge access, and rewards when you spend. And all for no annual fee.

Representative example

18.9% APR

Purchase rate18.9% pa

Based on an assumed credit limit ofGBP 1,200

Why choose a Premier Mastercard?

0% interest introductory offer

Get 0% interest on purchases for 9 months and 0% interest on balance transfers for 18 months.[@balancetransfer]

Exclusive offers

Enjoy travel benefits and earn rewards.

No annual fee

All the benefits you'd expect with no annual fee.

Premier Rewards Programme

Earn points when you spend to redeem on shopping or travel. T&Cs apply

  • Earn 1 point for every GBP 1 spent in sterling in the UK, offshore and overseas, and earn 2 points for every GBP 1 you spend in eligible non-sterling currency.[@sterlingtransactions]
  • How you redeem your points is up to you, choose from a range of rewards including shopping vouchers for stores like Amazon and Boots, or even donating your points to charity
  • Every 2 points are worth the equivalent of 1 Frequent Flyer Mile. Simply redeem with our selected partner airlines and you could be jetting off to your favourite destination. T&Cs apply

Travel benefits

Access discounts on hotels and Priority Pass airport lounge access.

  • 10% discount on selected hotels booked with your card through Expedia
  • 10% discount on over 180,000 hotels booked with your card through Agoda
  • Access to over 750 airport lounges worldwide with Priority Pass

Online account management

Suit yourself with round-the-clock online or phone access.

  • Manage your account day to day - check real-time statements, report a lost or stolen card or block it temporarily, activate cards, make payments
  • Redeem Premier Points
  • Register and add your card to Global View to see your global HSBC accounts in one place

Your Premier Mastercard also comes with

  • Contactless
    Pay for items worth GBP 100 or less with a single tap.
  • Additional free cardholder
    Get an additional card for free.
  • Up to 56 days interest-free
    Get up to 56 days interest-free on purchases when you pay your balance in full on time.
  • Withdraw up to GBP 1,000 cash per day
    Take out up to GBP 1,000 for a fee of 2.99%[@cashwithdrawal]

Things to know

Who can apply?

You can apply for a Premier Credit Card if you're:

  • an HSBC Expat Premier customer
  • aged 18 or over

All credit applications are subject to status, our lending criteria and an assessment of the circumstances of the applicant.

Minimum credit limit GBP 500. Maximum credit limit subject to status.

Ready to apply?

Already with Expat?

Contact your Relationship Manager directly or call us on +44 1534 616 313 to schedule an appointment with your Relationship Manager.

New to Expat?

You can apply for a Premier Credit Card once you've opened an Expat Bank Account with us.

You might be interested in


A Premier credit card with rewards at home and abroad.


The HSBC Credit Card is a GBP card accepted at over 24 million locations around the world.

Additional information

    Credit cards are provided by HSBC Bank plc, which is authorised by the Prudential Regulatory Authority and regulated by Financial Conduct Authority and the Prudential Regulatory Authority.

    HSBC Bank plc, Card Services, PO Box 6001, Coventry, CV3 9FP, United Kingdom.

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