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Online Bonus Saver

Keep your savings at your fingertips with our easy-access, online-only savings account.

Why choose our Online Bonus Saver account?

Manage your savings online, with ease. Enjoy a choice of major currencies, plus bonus interest when you don't make a withdrawal.

  • Earn bonus interest for any calendar month where you don't make a withdrawal (and standard interest when you do).
  • Access your account anytime, anywhere with mobile and online banking.
  • Choose from 3 currencies - GBP, USD and EUR.

Interest rates

Here's how much interest you could earn on your savings.[@interestratesindicative] [@taxreportingresponsibility]
Currency Standard rate (AER/Gross)[@aergrossinterest]
Interest Rate including bonus (AER/Gross)
GBP 1.00% up to 2.89%
USD 1.05%
up to 3.03%
EUR 0.35%
up to 1.20%
Here's how much interest you could earn on your savings.[@interestratesindicative] [@taxreportingresponsibility]
Currency GBP
Standard rate (AER/Gross)[@aergrossinterest]
Interest Rate including bonus (AER/Gross) up to 2.89%
Currency USD
Standard rate (AER/Gross)[@aergrossinterest]
Interest Rate including bonus (AER/Gross) up to 3.03%
Currency EUR
Standard rate (AER/Gross)[@aergrossinterest]
Interest Rate including bonus (AER/Gross) up to 1.20%

Things to know

Who can open the account?

To open an Online Bonus Saver account, you'll need to:

  • have an HSBC Expat Bank Account and be registered for online banking
  • maintain a minimum balance of GBP 5,000, USD 5,000 or EUR 5,000 in your Online Bonus Saver account

Ready to open?

Already with Expat?

To open an Online Bonus Saver account, log on to online banking and follow the instructions. Not registered yet?

New to Expat?

You can open an Online Bonus Saver account once you have opened an Expat Bank Account with us.

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Additional information

    Jersey Deposit Protection Scheme

    HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website, or on request.Deposits made with HSBC Expat are not protected by the rules made under the UK's Financial Services and Markets Act 2000 for the protection of retail clients, including the UK Financial Services Compensation Scheme and the UK’s Financial Ombudsman Service.Deposits made with our office in Jersey are not protected deposits under the Hong Kong Deposit Protection Scheme and are not protected by such scheme.

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