Top of main content

Expat Bank Account

Premium banking that supports your international lifestyle
Enjoy an extra 0.20% AER / Gross welcome bonus interest on GBP, USD, HKD and AED Fixed Term Deposit accounts opened within 30 days of opening your first Expat bank account. Terms and conditions apply (PDF).

For banking in global currencies, we're right with you

Our award-winning expat bank account is made for people living and working abroad. No matter how many times you move to a different country, your account with us stays the same. And to make life a little bit easier, you can view all of your HSBC accounts around the world with a single log on.

Your Expat account provides a place for your money to grow in a convenient, central location. It connects to your home account, for financial commitments in your home country, and to your local accounts, for everyday expenses in the country you’ve moved to. Allowing you to manage all your eligible HSBC accounts from one place.


  • Current accounts available in Pound sterling, United States dollar and Euro
  • Choose to open additional savings accounts in Hong Kong dollar, United Arab Emirates dirham, Australian dollar and up to 16 other currencies
  • Manage your Forex needs and get exclusive rates with our HSBC Expat FX App
  • Easy access to your accounts with our mobile banking app, online banking and 24/7 telephone banking
  • Complimentary travel security services from WorldAware®
  • Visa debit card available in sterling and US dollar, with contactless payments on US dollar
  • Receive personal support from our offices in Jersey (Channel Islands) and Hong Kong
  • Set up local bank accounts ready for when you arrive in a new country
  • Enjoy all the benefits of the HSBC Premier service including a Premier Relationship Manager to help you and your family manage your money


New HSBC Expat customers must be 18 years or over and meet one of these criteria:
  • hold a minimum of £50,000 (or currency equivalent) with us
  • have a sole salary of £100,000 (or currency equivalent)
  • have already qualified for HSBC Premier in another country

And you must currently reside or be situated in an eligible country or region.

How to apply

Things you should know

Your Expat bank account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

We may not be able to offer accounts in every country or region1.

You might be interested in

link to currency savings page

View our interest rates on our range of savings accounts in up to 19 currencies.

link to fixed term deposit account page

Save for a fixed period with a choice of 19 currencies.

link to online savings account page

A flexible online savings account with instant access.

1HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries/territories, due to HSBC Policy.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.