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For banking in global currencies, we're right with you

Our award-winning expat bank account is made for people living and working abroad. No matter how many times you move to a different country, your account with us stays the same. And to make life a little bit easier, you can view all of your HSBC accounts around the world with a single log on.

Apply for a sole account for HSBC Expat Bank Account

Apply for a joint account

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Your Expat account provides a place for your money to grow in a convenient, central location. It connects to your home account, for financial commitments in your home country, and to your local accounts, for everyday expenses in the country you’ve moved to. Allowing you to manage all your eligible HSBC accounts from one place.

Benefits

Enjoy an extra 0.20% AER / Gross welcome bonus interest on GBP, USD, HKD and AED Fixed Term Deposit accounts opened within 90 days of opening your first Expat bank account. Terms and conditions apply (PDF)
Save up to 40% on foreign exchange if you’ve recently joined HSBC Expat, and make your first transaction between $75,000 and $149,999 over the phone. Eligible for new joiners from 2 November to 31 December on transactions until 31 January 2021. Terms and conditions apply (PDF)
Current accounts available in Pound sterling, United States dollar and Euro
Choose to open additional savings accounts in Hong Kong dollar, United Arab Emirates dirham, Australian dollar and up to 16 other currencies
Manage your Forex needs and get exclusive rates with our HSBC Expat FX App
Easy access to your accounts with our mobile banking app, online banking and 24/7 telephone banking
Complimentary travel security services from WorldAware®
Visa debit card available in sterling and US dollar, with contactless payments on US dollar
Receive personal support from our offices in Jersey (Channel Islands) and Hong Kong
Set up local bank accounts ready for when you arrive in a new country
Enjoy all the benefits of the HSBC Premier service including a Premier Relationship Manager to help you and your family manage your money

Eligibility

New HSBC Expat customers must be 18 years or over and meet one of these criteria:

hold a minimum of £50,000 (or currency equivalent) with us
have a sole salary of £100,000 (or currency equivalent)
have already qualified for HSBC Premier in another country

And you must currently reside or be situated in an eligible country or region.

The country or region you are located in when you apply for an account and the country or region you reside in can impact our ability to assist you. If you do not reside in or are not currently located in one of the following countries or regions please call us on +44 1534 616 055 before applying to discuss further:

Argentina, Armenia, Australia, Austria, Bahrain, Belgium, Bermuda, Canada, Chile, China, Denmark, Egypt, France, Germany, Gibraltar, Greece, Guernsey (including Alderney and Sark), Hong Kong SAR, India, Isle of Man, Israel, Japan, Jersey, Kenya, Kuwait, Lebanon, Macau SAR, Malaysia, Malta, Mexico, Netherlands, Norway, Oman, Philippines, Poland, Portugal, Qatar, Russian Federation, Singapore, South Africa, Spain, Sweden, Switzerland, Thailand, Turkey, United Arab Emirates, United Kingdom, United States of America, Uruguay, Venezuela.

How to apply

Not yet an HSBC Expat customer?

You’re only a few steps away from joining us online.

Apply for a sole account for HSBC Expat This link will open in a new window Apply for a joint account for HSBC Expat This link will open in a new window

Already an HSBC Expat customer?

Find out how to open an additional account

Things you should know

Your Expat bank account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

We may not be able to offer accounts in every country or region¹.

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¹HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries/territories, due to HSBC Policy.

Expat Bank Account