Expat Bank Account

You can check whether you are eligible to open an account with our interactive tool.

Your Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction. Jersey is one of the world's leading and best-regulated international finance centres as recognised by the OECD.

HSBC Expat is part of the HSBC Group, one of the world's largest banking and financial services organisations. Our global businesses serve around 40 million customers worldwide through a network that covers 64 countries and territories.

An offshore, or overseas, bank account is one that you have in a country you don't live in. They allow you to make and receive payments, hold money and set up savings and investment accounts in multiple currencies.

Offshore accounts, also known as offshore bank accounts or offshore savings accounts, can make it simpler to manage your financial commitments across multiple countries and regions.

Most expats have a bank account in their home country and another account in the country they're living in. Many also consider opening an offshore account, as this can be an effective way to save, invest and manage money while abroad.

Easy access to your finances - wherever you are in the world.

• Relationship Manager¹ – to help you manage your money.
• Global Money Account³ – lets you spend and manage multiple currencies in one account on your mobile device. Now with the Global Money Debit Card, a multi-currency physical and digital debit card.
• Mobile and online banking - access your HSBC Expat accounts online and on the go.
• Phone banking - talk to our friendly team or use our automated phone banking service.
• International offices – based in Jersey (Channel Islands) and Hong Kong.

There is no monthly fee as long as you meet our eligibility criteria. You may be charged an underfunding fee if you don't continue to meet the eligibility criteria for your account. You can find out more about this and details of other fees and charges in our Tariff of Charges (PDF). View our interest rates for our range of current and savings accounts in up to 19 currencies. And you can read our HSBC Expat Terms and Conditions.