Fluent in 19 different currencies
Our multi-currency bank accounts, foreign currency savings accounts and forex solutions make it easy for you to get the most of your money while living or working abroad.
Already an HSBC Expat customer?
What we offer
Manage your forex needs with our FX App and bespoke services.
Current account available in GBP, USD and EUR
Keep your account in one place while you focus on expat life.
Choose between instant access and fixed-term savings accounts.
Open a Global Money account to make payments in 19 different currencies using only one account.
Global Money Account for your multi-currency needs
One account, multiple currencies – store up to 19 currencies
Fee free international payments - pay no fees on all international payments made via Global Money until 30 September 2022
Send money like a local - make payments to accounts around the world, quicker and easier than ever before
Competitive pricing - enjoy our best fx rates aligned with the market and refreshed regularly1
Enjoy exclusive rates, set up limit orders to automatically convert your money when it hits the desired rate, and access live market insights.
Personalised FX plan
Get rewarded for your loyalty, with personalised rates offered exclusively for customers who have exchanged over USD 325,000 or currency equivalent in the previous year.
Set up a Limit Order on our FX app or over the phone, and we’ll convert your currency as soon as the exchange rate reaches the agreed level.
Fee-free global transfers
Move up to USD 200,000 or the currency equivalent between your eligible accounts in online banking or via the FX app.
Foreign exchange currencies
To benefit from our FX services you’ll need to become an HSBC Expat customer.
Our expat bank account stays with you, no matter where life takes you
No matter how many times you move to a different country, your account with us stays the same. And to make life a little bit easier, you can view all of your international HSBC accounts with a single log on.
Current accounts available in Pound sterling, United States dollar and Euro
Open a Global Money account to make payments in 19 different currencies using only one account
Choose to open additional savings accounts in Hong Kong dollar, United Arab Emirates dirham, Australian dollar and up to 16 other currencies
Access to your accounts via our mobile banking app, online banking and telephone banking
Visa debit card available in sterling and US dollar, with contactless payments on US dollar
Complimentary travel security services from Crisis24
Receive personal support from our offices in Jersey (Channel Islands) and Hong Kong
Get help setting up your local bank accounts for when you arrive in a new country
HSBC Expat Premier customers benefit from a Premier Relationship Manager to help you and your family manage your money
Your Expat account provides a place for your money to grow in a convenient, central location. It connects to your home account, for financial commitments in your home country, and to your local accounts, for everyday expenses in the country you’ve moved to. Allowing you to manage all your eligible HSBC accounts from one place.
View our list of all available bank and savings accounts currencies
How to apply
You're only a few steps away from joining us online.
Banking in an offshore jurisdiction
Your Expat bank account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).
We may not be able to offer accounts in every country or region.3
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1We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. You'll receive the HSBC Exchange Rate before you complete a transaction. This rate refreshes every 90 seconds to align to market exchange rates. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin.
3HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries/regions, due to HSBC Policy.