The more you exchange, the better spread discount you get
HSBC Expat Forex Club is a loyalty programme that rewards you for your FX transactions. Enjoy spread discounts[@spread-discount-definition] of between 5% and 50%, depending on your membership tier.
Forex Club tiers and benefits
| Tier | Accumulated amount (GBP) |
Spread discount |
|---|---|---|
| Green | £0 to £3,999.99 | 0% |
| Bronze | £4,000.00 to £59,999.99 | 5% |
| Silver | £60,000.00 to £299,999.99 | 10% |
| Gold | £300,000.00 to £1,199,999.99 | 25% |
| Platinum | £1,200,000+ | 50% |
| Tier | Green |
|---|---|
Accumulated amount (GBP) |
£0 to £3,999.99 |
| Spread discount | 0% |
| Tier | Bronze |
Accumulated amount (GBP) |
£4,000.00 to £59,999.99 |
| Spread discount | 5% |
| Tier | Silver |
Accumulated amount (GBP) |
£60,000.00 to £299,999.99 |
| Spread discount | 10% |
| Tier | Gold |
Accumulated amount (GBP) |
£300,000.00 to £1,199,999.99 |
| Spread discount | 25% |
| Tier | Platinum |
Accumulated amount (GBP) |
£1,200,000+ |
| Spread discount | 50% |
How your tier is calculated
How we work out your accumulated amount
The 'accumulated amount' of your FX transactions determines which Forex Cub tier you're in. We calculate your accumulated amount by adding the GBP equivalents[@accumulated-amount-gbp-conversion] of:
- Your eligible FX transactions over the past 180 days
- Any transactions already completed that day
- The current transaction in process
Check your Forex Club tier today
Already with Expat?
You'll find Forex Club in the HSBC Expat Mobile Banking app.
Scan the QR code with your phone to open or download the app.
New to Expat?
To access Forex Club, you need an HSBC Expat Bank Account.
Frequently asked questions
How do I check my Forex Club status?
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