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Global Money Transfers

Our payment service allows you to make fast transfers to accounts around the world

Send money internationally

Make faster transfers to accounts around the world through the HSBC Expat Mobile Banking app.

  • Available from your current account, instant access savings or Global Money account through the HSBC Expat Mobile Banking app.1
  • Pay like a local, with 24 hour transfer times for key currencies and destinations.
  • Make faster transfers to the rest of the world within 1 to 3 days.
  • Fee free until 30 June 2022 with no correspondent bank fees.2
  • Competitive pricing - enjoy our best FX rates aligned with the market and updated regularly.3

What currencies are available?

AED, AUD, BHD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, JPY, MXN, NOK, NZD, OMR, QAR, SEK, SGD, USD, ZAR, THB

Transfer times

Our standard transfer time for payments made to non-HSBC accounts through the mobile banking app is 1 to 3 days.

For selected currencies and destinations, faster payment times are available.

Summary of transfer times

Currency Destination Transfer time
CAD Canada 24 hours
CHF Liechtenstein, Switzerland 24 hours
DKK Denmark 24 hours
EUR Andorra, Austria, Belgium, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Monaco, Norway, Netherlands, Poland, Portugal, Romania, Saint-Pierre-et-Miquelon, San Marino, Slovenia, Spain, Sweden, Slovakia, Switzerland, United Kingdom, Vatican City 24 hours (Spain next business day)
GBP Guernsey, Isle of Man, United Kingdom 24 hours
HKD Hong Kong 24 hours
NOK Norway 24 hours
NZD New Zealand 2 business days
SEK Sweden 24 hours
USD Guam, USA 2 business days
ZAR South Africa 24 hours

Summary of transfer times

Currency CAD
Destination Canada
Transfer time 24 hours
Currency CHF
Destination Liechtenstein, Switzerland
Transfer time 24 hours
Currency DKK
Destination Denmark
Transfer time 24 hours
Currency EUR
Destination Andorra, Austria, Belgium, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Monaco, Norway, Netherlands, Poland, Portugal, Romania, Saint-Pierre-et-Miquelon, San Marino, Slovenia, Spain, Sweden, Slovakia, Switzerland, United Kingdom, Vatican City
Transfer time 24 hours (Spain next business day)
Currency GBP
Destination Guernsey, Isle of Man, United Kingdom
Transfer time 24 hours
Currency HKD
Destination Hong Kong
Transfer time 24 hours
Currency NOK
Destination Norway
Transfer time 24 hours
Currency NZD
Destination New Zealand
Transfer time 2 business days
Currency SEK
Destination Sweden
Transfer time 24 hours
Currency USD
Destination Guam, USA
Transfer time 2 business days
Currency ZAR
Destination South Africa
Transfer time 24 hours

New to HSBC mobile banking?

Download the HSBC Expat mobile banking app and follow the steps above to activate your account.

New to online banking? Register now

Not an HSBC Expat customer yet?

To start using our Global Money account, you'll need to open an HSBC Expat Bank Account first.

Need any help?

Find out more with our frequently asked questions.

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1 Global Money Transfers aren't available on the Expat FX app, online banking or phone banking. You can only access them using the HSBC Expat Mobile Banking app.

2 Some receiving banks may charge for inbound international payments. Please see the Tariff of Charges for further details.

3 We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. You'll receive the HSBC Exchange Rate before you complete a transaction. This rate refreshes every 90 seconds to align to market exchange rates. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin.

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