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HSBC Global Money Account

The bank account that moves with you, wherever you move to

Introducing the Global Money account

An enhanced banking experience designed for HSBC Expat customers to meet your international needs.


Now with the Global Money Debit Card, a multi-currency physical and digital debit card.


View, manage and send money like a local from anywhere in the world - all from the convenience of your mobile banking app.1


What's more, you can enjoy an added layer of protection and reassurance with our inbuilt authentication.

Already an HSBC Expat customer?

To benefit from our Global Money account, you'll need to open an HSBC Expat Bank Account.

One account for your multi-currency needs

  • One account, multiple currencies – store up to 19 currencies

  • Fee free international payments - pay no fees on all international payments made via Global Money until 31 March 2023

  • Instant global transfers - transfer instantly between HSBC accounts and enjoy quicker payments to other banks around the world2

  • Send money like a local - make payments to non-HSBC accounts around the world, quicker and easier than ever before with Global Money Transfers

  • Competitive pricing - enjoy our best fx rates aligned with the market and refreshed regularly3

  • Greater flexibility - no minimum balance and accessible straight from your mobile app

  • Global Money Debit Card - A fee-free multi-currency physical and digital card you can manage through your mobile app

Who can apply?

You can apply for an HSBC Expat Global Money Account if you have:

  • An existing HSBC Expat account holder with an eligible account

  • Have the HSBC Expat Mobile Banking app. If you don’t already have the app, read here about benefits of mobile banking

  • Have a valid email address and telephone number on our systems. You can update your details in online banking

What currencies are available?

The Global Money Account lets you make payments in 19 different currencies using only one account.
You can load your account with the following currencies and transfer or make payments easily:

  • AED (UAE Dirham)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • CNY (Chinese Yuan Renminbi)
  • CZK (Czech Koruna)
  • DKK (Danish Krone)
  • EUR (Euro)
  • GBP (Pound Sterling)
  • HKD (Hong Kong Dollar)
  • JPY (Japanese Yen)
  • NOK (Norwegian Krone)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • SEK (Swedish Krona)
  • SGD (Singapore Dollar)
  • THB (Thai Baht)
  • USD (US Dollar)
  • ZAR (South African Rand)

Already using the HSBC Expat mobile banking app?

Simply follow the steps below to activate your Global Money Account:

  1. Log on to the HSBC Expat app.
  2. Open the accounts menu and scroll down past your existing accounts to 'Products & services'.
  3. Choose the 'Global Money' account, then 'Get Started'.
  4. Follow the quick steps and accept the terms and conditions.
  5. You will have the option to order your multi-currency debit card during the journey. 
  6. Now you are all set to start using Global Money Account. 
  7. If you order your debit card during the journey, the digital card will be ready to add to your mobile wallet.

New to HSBC mobile banking?

Download the HSBC Expat mobile banking app from your app store, and follow the simple steps above to activate your account.

New to online banking? Register now

Not an HSBC Expat customer yet?

To start using our Global Money account, you'll need to open an HSBC Expat Bank Account first.

Frequently asked questions

Explore the most frequently asked questions (FAQs) about the HSBC Global Money account to find the answers you might need to know.

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Global Money transfers can only be made between eligible participating countries / territories and are subject to the availability of supported currencies.

Subject to the availability of supported currencies and eligible participating countries / territories. By "instant" we mean Global Money transfers are typically made within 6 seconds. Global Money Transfers are available only through the HSBC Expat Mobile App and are generally faster than payments made by telephone/online banking.

We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. You'll receive the HSBC Exchange Rate before you complete a transaction. This rate refreshes every 90 seconds to align to market exchange rates. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin.

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