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American Express® Platinum Card

Get more from life with Platinum on your side

Flexibility and benefits

Open doors to some of the finest hotels with room upgrades whenever possible, serene airport lounges and travel protection benefits for you and your family.1 Available in US dollar and euro.

Why you’ll want this card

  • Travel protection benefits

    Available to you, your main additional cardholder and your family.1

  • Airport lounge access with Priority Pass™

    Complimentary access to over 1,200 lounges across 130 countries for you, your main additional cardholder plus a guest each.2

  • 24/7 Platinum Concierge service

    A year-round telephone service to manage all your travel and lifestyle requests.

  • Hotel benefits and upgrades3

    Enjoy benefits such as guaranteed late checkout at over 1,000 Fine Hotels & Resorts when you book with Platinum Concierge.

  • Partner loyalty programme membership

    Complimentary enrolment into leading hotel and car rental loyalty programmes, with partners such as Hertz and Hilton.4

  • Membership Rewards®

    Enjoy complimentary enrolment into the American Express Membership Rewards® programme.5

  • Up to 5 additional cards

    1 Platinum and 4 Gold or Green Supplementary Cards to share some of the benefits and help earn you rewards.6

  • No interest charges

    Just pay your balance off in full and on time each month.7

Things you should know

Eligibility and how to apply

HSBC Expat customers

To apply online for an American Express Platinum card you must meet the following eligibility criteria:

  • have at least USD/EUR 50,000 Assets Under Management8 with us
  • hold an HSBC Expat Premier bank account in the currency of the card you are applying for

If funds are not held with us, you'll be required to provide proof of funds.

American Express Services Europe Limited (AESEL) is not authorised to issue cards to residents of the US or Singapore, or via banks located in Singapore.

Further restrictions may apply subject to American Express acceptance policy.

Not yet an HSBC Expat customer?

You can apply for an American Express card once you have opened an HSBC Expat bank account with us.

1 Available on Card application approval. Please refer to the Terms and Conditions at for full details of cover and exclusion.

2 The Supplementary Cardmember must enroll into Priority Pass. In order to access Priority Pass lounges, Cardmember must present a valid Priority Pass membership card in his or her name, along with boarding pass for same day travel and government-issued ID. Cardmember may bring up to one guest into the lounge at no cost. Any additional guests will be charged a fee at the prevailing rate - currently 27USD per person, per visit, to his or her Platinum Card. For complete conditions of use visit

Valid only for new FINE HOTELS & RESORTS bookings made through Platinum Travel Service. Payment must be made in full with an American Express Card in the Platinum Cardmember's name. Available for Platinum Charge Cardmembers only. Cardmember must travel on itinerary booked to be eligible for benefits described. Noon check-in and room upgrade are based on availability and are provided at check-in. Benefit restrictions vary by FINE HOTELS & RESORTS property and cannot be redeemed for cash, and may not be combined with other offers unless indicated. Benefits and additional FINE HOTELS & RESORTS promotions are only applied at checkout and expire at checkout. Limit one benefit package per room, per stay. Three room limit per Cardmember, per stay; back-to-back stays within a 24-hour period at the same property is considered one stay. Participating FINE HOTELS & RESORTS properties and benefits are subject to change.

 Terms and Conditions apply for each individual partner programme and are subject to change. All benefits are subject to availability. Enrolment into partner programmes is required to receive benefits. Terms, taxes and fees apply. Restrictions and specific terms apply when transferring points to partner programmes.

 Cardmembers earn one Membership Rewards point for each US$1/€1 of eligible spend on the Card Account. The number of points per US$1/€1 is referred to as your Earn Rate and will be shown on the Card Account statement. No points will be earned on: cash advances (including transactions treated as cash), charges for returned payments, late payments, referral charges and American Express Travellers Cheque purchases or foreign exchange transactions. Membership Rewards programme information can be found at:

 Supplementary Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardholder and will be liable for all charges made on the Supplementary Card(s). Additional Cardmembers must be 18 years or over. Approval subject to status.

 Late payment fees will be applied if you do not pay the full outstanding balance shown on your statement within 30 days of your statement date.

8Assets Under Management (AUM) is the total amount of funds available in cash within 30 days, held in an account with the bank and/or its Affiliates.

For full details, please read the American Express Cards Terms and Conditions. Applicants must be 18 years old or over and approval is subject to status.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and is authorised and regulated by the Financial Conduct Authority. Where American Express Services Europe Limited cards are issued in the UK but obtained within the European Economic Area, local rules may apply to the way that it conducts its business which can be enforced by that country's applicable regulatory authority.

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