Send money internationally
Make faster transfers to accounts around the world through the HSBC Expat Mobile Banking app.
- Available from your HSBC Expat Mobile Banking app.1
- Pay like a local, with 24 hour transfer times for key currencies and destinations. View transfer times.
- Make payments to non-HSBC accounts around the world within 1-3 days.
- Fee free international payments - pay no fees on all international payments made via Global Money Transfers until 31 March 2023.2
- Competitive pricing - enjoy our best FX rates aligned with the market and refreshed regularly.3
What currencies are available?
The Global Money Account lets you make payments in 19 different currencies using only one account.
You can load your account with the following currencies and transfer or make payments easily:
- AED (UAE Dirham)
- AUD (Australian Dollar)
- CAD (Canadian Dollar)
- CHF (Swiss Franc)
- CNY (Chinese Yuan Renminbi)
- CZK (Czech Koruna)
- DKK (Danish Krone)
- EUR (Euro)
- GBP (Pound Sterling)
- HKD (Hong Kong Dollar)
- JPY (Japanese Yen)
- NOK (Norwegian Krone)
- NZD (New Zealand Dollar)
- PLN (Polish Zloty)
- SEK (Swedish Krona)
- SGD (Singapore Dollar)
- THB (Thai Baht)
- USD (US Dollar)
- ZAR (South African Rand)
Existing HSBC Expat customers can download now
Download the HSBC Expat mobile banking app and follow the steps above to activate your account.
New to online banking? Register now
Not an HSBC Expat customer yet?
To start using our Global Money account, you'll need to open an HSBC Expat Bank Account first.
Transfer times
Our standard transfer time for payments made to non-HSBC accounts through the mobile banking app is 1 to 3 days.
For selected currencies and destinations, faster payment times are available.
| Currency | Destination | Transfer time |
|---|---|---|
| CAD | Canada | 24 hours |
| CHF | Liechtenstein, Switzerland | 24 hours |
| DKK | Denmark | 24 hours |
| EUR | Andorra, Austria, Belgium, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Monaco, Norway, Netherlands, Poland, Portugal, Romania, Saint-Pierre-et-Miquelon, San Marino, Slovenia, Spain, Sweden, Slovakia, Switzerland, United Kingdom, Vatican City | 24 hours (Spain next business day) |
| GBP | Guernsey, Isle of Man, United Kingdom | 24 hours |
| HKD | Hong Kong | 24 hours |
| NOK | Norway | 24 hours |
| NZD | New Zealand | 2 business days |
| SEK | Sweden | 24 hours |
| USD | Guam, USA | 2 business days |
| ZAR | South Africa | 24 hours |
| Currency | CAD |
|---|---|
| Destination | Canada |
| Transfer time | 24 hours |
| Currency | CHF |
| Destination | Liechtenstein, Switzerland |
| Transfer time | 24 hours |
| Currency | DKK |
| Destination | Denmark |
| Transfer time | 24 hours |
| Currency | EUR |
| Destination | Andorra, Austria, Belgium, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Monaco, Norway, Netherlands, Poland, Portugal, Romania, Saint-Pierre-et-Miquelon, San Marino, Slovenia, Spain, Sweden, Slovakia, Switzerland, United Kingdom, Vatican City |
| Transfer time | 24 hours (Spain next business day) |
| Currency | GBP |
| Destination | Guernsey, Isle of Man, United Kingdom |
| Transfer time | 24 hours |
| Currency | HKD |
| Destination | Hong Kong |
| Transfer time | 24 hours |
| Currency | NOK |
| Destination | Norway |
| Transfer time | 24 hours |
| Currency | NZD |
| Destination | New Zealand |
| Transfer time | 2 business days |
| Currency | SEK |
| Destination | Sweden |
| Transfer time | 24 hours |
| Currency | USD |
| Destination | Guam, USA |
| Transfer time | 2 business days |
| Currency | ZAR |
| Destination | South Africa |
| Transfer time | 24 hours |
Need any help?
Find out more with our frequently asked questions.
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1 Global Money Transfers aren't available on the Expat FX app, online banking or phone banking. You can only access them using the HSBC Expat Mobile Banking app.
2 Some receiving banks may charge for inbound international payments. Please see the Tariff of Charges for further details.
3 We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. You'll receive the HSBC Exchange Rate before you complete a transaction. This rate refreshes every 90 seconds to align to market exchange rates. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin.