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Global Money Transfers

Our payment service allows you to make fast transfers to accounts around the world

Send money internationally

Make faster transfers to accounts around the world through the HSBC Expat Mobile Banking app.

  • Available from your HSBC Expat Mobile Banking app.1
  • Pay like a local, with 24 hour transfer times for key currencies and destinations. View transfer times.
  • Make payments to non-HSBC accounts around the world within 1-3 days.
  • Fee free international payments - pay no fees on all international payments made via Global Money Transfers until 31 March 2023.2
  • Competitive pricing - enjoy our best FX rates aligned with the market and refreshed regularly.3

What currencies are available?

The Global Money Account lets you make payments in 19 different currencies using only one account.
You can load your account with the following currencies and transfer or make payments easily:

  • AED (UAE Dirham)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • CNY (Chinese Yuan Renminbi)
  • CZK (Czech Koruna)
  • DKK (Danish Krone)
  • EUR (Euro)
  • GBP (Pound Sterling)
  • HKD (Hong Kong Dollar)
  • JPY (Japanese Yen)
  • NOK (Norwegian Krone)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • SEK (Swedish Krona)
  • SGD (Singapore Dollar)
  • THB (Thai Baht)
  • USD (US Dollar)
  • ZAR (South African Rand)

Existing HSBC Expat customers can download now

Download the HSBC Expat mobile banking app and follow the steps above to activate your account.

New to online banking? Register now

Not an HSBC Expat customer yet?

To start using our Global Money account, you'll need to open an HSBC Expat Bank Account first.

Transfer times

Our standard transfer time for payments made to non-HSBC accounts through the mobile banking app is 1 to 3 days.

For selected currencies and destinations, faster payment times are available.

Summary of transfer times

Currency Destination Transfer time
CAD Canada 24 hours
CHF Liechtenstein, Switzerland 24 hours
DKK Denmark 24 hours
EUR Andorra, Austria, Belgium, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Monaco, Norway, Netherlands, Poland, Portugal, Romania, Saint-Pierre-et-Miquelon, San Marino, Slovenia, Spain, Sweden, Slovakia, Switzerland, United Kingdom, Vatican City 24 hours (Spain next business day)
GBP Guernsey, Isle of Man, United Kingdom 24 hours
HKD Hong Kong 24 hours
NOK Norway 24 hours
NZD New Zealand 2 business days
SEK Sweden 24 hours
USD Guam, USA 2 business days
ZAR South Africa 24 hours

Summary of transfer times

Currency CAD
Destination Canada
Transfer time 24 hours
Currency CHF
Destination Liechtenstein, Switzerland
Transfer time 24 hours
Currency DKK
Destination Denmark
Transfer time 24 hours
Currency EUR
Destination Andorra, Austria, Belgium, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Monaco, Norway, Netherlands, Poland, Portugal, Romania, Saint-Pierre-et-Miquelon, San Marino, Slovenia, Spain, Sweden, Slovakia, Switzerland, United Kingdom, Vatican City
Transfer time 24 hours (Spain next business day)
Currency GBP
Destination Guernsey, Isle of Man, United Kingdom
Transfer time 24 hours
Currency HKD
Destination Hong Kong
Transfer time 24 hours
Currency NOK
Destination Norway
Transfer time 24 hours
Currency NZD
Destination New Zealand
Transfer time 2 business days
Currency SEK
Destination Sweden
Transfer time 24 hours
Currency USD
Destination Guam, USA
Transfer time 2 business days
Currency ZAR
Destination South Africa
Transfer time 24 hours

Need any help?

Find out more with our frequently asked questions.

You might be interested in

 

Access up to 19 currencies and make transfers in seconds using only one account.

 

Make more informed foreign currency transactions with exclusive rates via the Expat FX app.

 

Use Global View and Global Transfers to link and move money between your global HSBC accounts.

 

Trade currencies, set up limit orders and find out about our personalised FX plan.

1 Global Money Transfers aren't available on the Expat FX app, online banking or phone banking. You can only access them using the HSBC Expat Mobile Banking app.

2 Some receiving banks may charge for inbound international payments. Please see the Tariff of Charges for further details.

3 We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. You'll receive the HSBC Exchange Rate before you complete a transaction. This rate refreshes every 90 seconds to align to market exchange rates. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin.

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