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Expats get up to 4.25%

Increase your interest with rates of up to 4.25% AER/Gross when you get our limited-time Savings Booster.

Get up to 4.25% AER/Gross with our limited-time Savings Booster

Our 6-month Savings Booster gives you a better interest rate than our regular Fixed Term Deposit. To take advantage, deposit at least GBP/EUR/USD 25,000 or HKD 250,000 into your HSBC Expat account, then apply for a Savings Booster online. Deposits must be new money, from a non-HSBC Expat account. Find out more about funding your account.

  • Get 4.25% on GBP accounts, 4.25% on USD accounts, 2.20% on HKD accounts and 2.15% on EUR accounts
  • With a fixed rate of interest you'll know exactly how much you're going to earn

Limited time offer, open your account by 31 July 2025

Interest rates

GBP accounts
4.25% AER/Gross

USD accounts 4.25% AER/Gross

HKD accounts 2.20% AER/Gross

EUR accounts 2.15% AER/Gross

Things to know

About the Savings Booster account

  • All rates are AER/Gross fixed for 6 months
  • Interest will be calculated daily and paid at the end of your 6-month term
  • Offer only applies to new funds brought in from outside HSBC Expat during the offer period
  • The new funds must increase your balance with HSBC Expat by at least GBP/EUR/USD 25,000 or HKD 250,000, when compared to your total balances on 16 April 2025
  • You can open multiple accounts in the same currency, and in different currencies
  • You will be charged for early withdrawals
  • At the end of the 6-month term, your deposit plus interest will be paid into your nominated HSBC Expat instant-access account
  • Your nominated HSBC Expat instant-access account must be held for the full 6-month term

About HSBC Expat

Whether you're living abroad, or have other international banking needs, our Expat Bank Account is your passport to better global banking.

An expat account can be an effective way to save, invest and manage money while you're abroad. Also known as an offshore account, international account or non-resident account, your expat account helps your money grow in a convenient, regulated, central location.

Who can apply?

To take advantage of this offer, you must be:

  • An HSBC Expat customer
  • 18 years or older
  • Living in an eligible country or region

How to apply

Already with HSBC Expat?

You can apply for a Savings Booster online. It will take up to 3 working days for us to open your account. Please make sure the funds are in your HSBC Expat account before applying.

New to HSBC Expat?

Before your can apply for a Savings Booster, you'll need to have a bank account with us. 

Need help with your application? 

Frequently asked questions

Can I open a joint Savings Booster account? 

Can I open more than one Savings Booster account? 

Can HSBC change the interest rate? 

Are there restrictions on the money I can use to fund my Savings Booster? 

What happens to my Savings Booster after 6 months? 

Can I access the money in my Savings Booster? 

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Additional information

    Disclaimers 

    Terms and conditions apply

    This offer may be withdrawn early and rates may be subject to change.

    Savings Booster may occasionally be unavailable in certain currencies due to public holidays or planned systems maintenance.

    Interest rates are quoted for indication purposes only and are subject to variation.

    AER (Annual Equivalent Rate) is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year.

    The gross rate refers to the interest rate before the deduction of tax applicable to interest on savings accounts.

    Interest is paid gross without the deduction of tax. It is your responsibility to report earnings to the appropriate tax authorities. However, all the interest you earn from your accounts may be subject to reporting to relevant tax authorities.

    Deposits made with HSBC Expat are not protected by the rules made under the UK's Financial Services and Markets Act 2000 for the protection of retail clients, including the UK Financial Services Compensation Scheme and the UK's Financial Ombudsman Service. Deposits made with our office in Jersey are not protected deposits under the Hong Kong Deposit Protection Scheme and are not protected by such scheme However, HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs, or on request.

    Issued by HSBC Expat which is a division of HSBC Bank plc, Jersey Branch: HSBC House, Esplanade, St. Helier, Jersey, JE1 1HS. HSBC Bank plc, Jersey Branch is regulated by the Jersey Financial Services Commission. HSBC Bank plc is registered and incorporated in England and Wales with limited liability, number 14259. Registered office 8 Canada Square, London, E14 5HQ. HSBC Bank plc, Hong Kong Branch, is licensed by the Hong Kong Monetary Authority as an authorised institution and registered with the Securities and Futures Commission to conduct Type 1 (dealing in securities) and Type 4 (advising on securities) regulated activities under the Securities and Futures Ordinance (central entity number: AFJ824).

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