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Expats in Spain

Banking, advice and support

Banking and support for expats in Spain

Whether you’re an expat settling in to life in Barcelona or Madrid, or thinking of leaving Spain for new opportunities abroad, our award-winning overseas bank account lets you keep your finances in one secure location.


Your expat bank account connects to your home account, for financial commitments in your home country / region, and to your local accounts, for everyday expenses in the country / region you’ve moved to. Allowing you to manage all your eligible HSBC accounts with a single log on.


The majority of our customers in Spain are British expats, but we also have expat customers in Spain from over 40 countries including from Australia, Canada, France, Germany, Portugal, Netherlands and the US – as well as Spanish nationals who have international finance needs.

How can HSBC help?

  • Multicurrency accounts available in Euro, Pound sterling, and United States dollar
  • Savings accounts in Euro, Pound sterling and up to 17 other currencies
  • Manage your forex needs and get exclusive rates with our HSBC Expat FX App
  • Access your accounts anytime with mobile, online and telephone banking
  • Complimentary travel security services from WorldAware®
  • Enjoy all the benefits of the HSBC Premier service including a Premier Relationship Manager


To join HSBC Expat, you must be 18 years or over and meet one of these criteria:

  • hold a minimum of £50,000 (or currency equivalent) with us
  • have a sole salary of £100,000 (or currency equivalent)
  • have already qualified for HSBC Premier in another country or region

And you must currently reside or be situated in an eligible country or region.

Living and working in Spain

Recently moved or about to move to Spain? Read our guide to expat life in Spain.

It includes information on Spanish accommodation, business culture and etiquette in Spain, and the Spanish school system.

Thinking of moving abroad or leaving Spain for a new assignment? Explore our Expat Guides on popular expat destinations.

Banking in an offshore jurisdiction

Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

We may not be able to offer accounts in every country or region.1

HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries, due to HSBC Policy

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