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Little Expat

For little ones on big adventures

Help your children save, wherever life takes you

Little Expat is our international savings account that allows you to save for your children's future.


  • Keep all your savings in one place

    You and your child can keep their savings in one place, wherever in the world you relocate.

  • Kick-start your child's financial education

    Teach them the importance of money management with the Little Expat savings account (available from birth).

  • Four currencies to choose from

    Available in GBP, US dollar, HK dollar and AED.

  • Earn preferential interest rates1

    You'll enjoy a preferential interest rate on the first GBP 2,500 or currency equivalent.

Interest rates (AER/Gross)2

Currency Interest rate
GBP (up to GBP 2,500) 2.50% AER/Gross
GBP (over GBP 2,500) 0.20% AER/Gross
USD (up to USD 3,200) 3.00% AER/Gross
USD (over USD 3,200) 0.30% AER/Gross
AED (up to AED 12,000)
1.00% AER/Gross
AED (over AED 12,000) 0.10% AER/Gross
HKD (up to HKD 25,000) 1.00% AER/Gross
HKD (over HKD 25,000) 0.10% AER/Gross

Interest rates (AER/Gross)2

Currency GBP (up to GBP 2,500)
Interest rate 2.50% AER/Gross
Currency GBP (over GBP 2,500)
Interest rate 0.20% AER/Gross
Currency USD (up to USD 3,200)
Interest rate 3.00% AER/Gross
Currency USD (over USD 3,200)
Interest rate 0.30% AER/Gross
Currency AED (up to AED 12,000)
Interest rate 1.00% AER/Gross
Currency AED (over AED 12,000)
Interest rate 0.10% AER/Gross
Currency HKD (up to HKD 25,000)
Interest rate 1.00% AER/Gross
Currency HKD (over HKD 25,000)
Interest rate 0.10% AER/Gross

Balances up to GBP 2,500/USD 3,200/AED 12,000/HKD 25,000 will earn the higher rate of interest. Only the part of the balance above GBP 2,500/USD 3,200/AED 12,000/HKD 25,000 will earn the lower rate of interest.


You must be an existing HSBC Expat customer before you can apply for a Little Expat Savings Account.

Things you should know

Please read the terms and conditions before applying for an HSBC Little Expat Savings Account.

How to apply

Existing HSBC customers

If you are an existing HSBC Expat customer, contact your Premier Relationship Manager or call us on:

HSBC Premier customers:

+44 1534 616 313

HSBC Advance customers:

+44 1534 616 212

New to HSBC Expat

You can apply for an Little Expat Savings Account once you have opened a bank account with us.

Understanding offshore savings accounts

Your Expat accounts will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

1Preferential rates is based on the comparison to our Instant Access Savers Account.

2Interest is calculated daily and paid monthly.

Interest rates are quoted for indication purposes only and are subject to variation.

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