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Discover Canada

Prepare for expat living with our handy guides to life, work and managing your money in Canada.

Want to move to Canada?

With a high standard of living and an abundance of natural beauty, Canada is a great location for those looking to settle down with their family in a new country. Managing your money to cover everything, including accommodation, bills and leisure activities, is important.

Canada boasts a number of natural landscapes, from scenic mountain ranges to beautiful coastlines, offering a multitude of outdoor activities for relaxation and adventure.

The excellent healthcare and education systems, alongside a welcoming and inclusive society, helps make Canada a great place to live.

Working in Canada

Canada is home to some of the world's top companies and offers a unique blend of professional growth and diversity. Employees are treated with respect and are entitled to a healthy work-life balance.

If you’re not a Canadian citizen or a permanent resident, you may need to get a work permit. There are different types of work permits, including an open work permit and an employer-specific work permit. Make sure to get the right one for your needs.

English is widely spoken in Canadian business circles. You’ll find more French speakers in Quebec. Business hours are usually from 09:00 to 17:00, Monday to Friday.

Explore life in Canada

If you’re looking to move to Canada, we’ve broken down the essentials to help you get ready.

Beautiful scenery, a high standard of living and a superior infrastructure, are all part of Canada’s appeal.

Should you get an offshore bank account?

An offshore account can be useful for expats looking to keep some money in a central location, rather than one specific country or region. 

Our Expat Bank Account is an offshore account that comes with a range of benefits, including:

  • A Global Money Account - Make quick and easy payments across borders.
  • Relationship manager - Someone to help you and your family manage your money.
  • Online and on mobile - Manage your banking, FX and investments wherever, whenever.

You can set your account up in USD, EUR or GBP and you can hold it alongside accounts in the country you're leaving or the one you're moving to.

Top tips

Here's what expats have told us about living in Canada.

Everyday living involves covering a lot more in terms of distance, whether using public or private transport, so activities can take longer to accomplish.
Research the climatic conditions of areas throughout Canada, the cost of housing and different provincial taxes. Talk to as many people as you can in Canada before you make a decision to look for employment.
It's not what you know, it's who you know. Meet with people personally (face-to-face rather than by email or phone) and work to build relationships. Canada runs on networking and you need to get integrated as soon as possible.

You might be interested in

Discover how offshore bank accounts can help you manage your international finances.
Looking to build better financial future abroad? Discover our plan to help you get there.
Read our 10-step guide to moving abroad to make sure you've got everything covered.

Additional information

    All Expat Explorer survey data, including the tips in quotation marks, is provided by HSBC.

    All other content is provided by, Globe Media Ltd and was last updated in July 2023. HSBC accepts no responsibility for the accuracy of this information.

    This information is purely for orientation and to inspire further research, it does not constitute advice and no liability is accepted to recipients acting independently on its contents. The views expressed are subject to change.

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