Top of main content

Discover the Netherlands

Prepare for expat living with our handy guides to life, work and managing your money in the Netherlands.

Want to move to the Netherlands?

Stunning landscapes, cosmopolitan cities and a buzzing economy are just a few of the reasons expats are increasingly basing themselves in the Netherlands. Swap the bicycle bustle of the country’s cities with the staggering beauty of its pristine coastline, rural villages and flat, picturesque expanses.

If you’re moving to the Netherlands, managing your money can help you stay on top of household expenses and rent, while enjoying everything the country has to offer. With a rich culture and welcoming people, the Netherlands can offer an excellent quality of life.

Working in the Netherlands

Plenty of expats are making the move to the Netherlands for its modern work environment, where equality is valued, and hard work appreciated.

Job openings are available across a range of sectors in the Netherlands. Key industries include engineering, construction, chemicals, oil and natural gas as well as financial services, retail and transport. International companies are also a source of foreign employment in the Netherlands.

Dutch is the official business language, but English, French and German are also widely spoken and understood. Business hours are usually 09:00 to 17:00, Monday to Friday.

Explore life in the Netherlands

If you’re thinking of moving or are already in the process, read our expats guide to the Netherlands.

Should you get an offshore bank account?

An offshore account can be useful for expats looking to keep some money in a central location, rather than one specific country or region. 

Our Expat Bank Account is an offshore account that comes with a range of benefits, including:

  • A Global Money Account - Make quick and easy payments across borders.
  • Relationship manager - Someone to help you and your family manage your money.
  • Online and on mobile - Manage your banking, FX and investments wherever, whenever.

You can set your account up in USD, EUR or GBP and you can hold it alongside accounts in the country you're leaving or the one you're moving to.

Top tips

Here's what expats have told us about living in  the Netherlands.

Spend the first year meeting as many people as you can. Life abroad is a lot easier and manageable when you've got a network around you. Also, Dutch people are nice, but can come across as quite direct. I still have to get used to it!
If you have the time and patience to look, don't move into a long-term contract flat straight away. Get to know the city first, especially the parts you'd like to live in, before you commit to a 2 year residential contract.
If you want a social life in the Netherlands you have to work hard. The people in big cities are used to dealing with expats, but in the countryside you will always be that stranger from abroad.

You might be interested in

Discover how offshore bank accounts can help you manage your international finances.
Looking to build better financial future abroad? Discover our plan to help you get there.
Read our 10-step guide to moving abroad to make sure you've got everything covered.

Additional information

    All Expat Explorer survey data, including the tips in quotation marks, is provided by HSBC.

    All other content is provided by, Globe Media Ltd and was last updated in July 2023. HSBC accepts no responsibility for the accuracy of this information.

    This information is purely for orientation and to inspire further research, it does not constitute advice and no liability is accepted to recipients acting independently on its contents. The views expressed are subject to change.

    Always remember to ensure you're aware of and comply with any laws in your host country or country of origin that apply to gift giving and bribery.

    Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.