Top of main content

Open an expat account

Freedom to manage your money wherever you've made your home
Enjoy an extra 0.20% AER / Gross welcome bonus interest on GBP, USD, HKD and AED Fixed Term Deposit accounts opened within 90 days of opening your first Expat bank account. Terms and conditions apply (PDF).

Managing your money anywhere in the world

Our Expat bank account gives you the flexibility to manage your money while you're living or working abroad. Regardless of how often you move you'll have full control over your finances.

Eligibility

New HSBC Expat customers can enjoy all the benefits of the HSBC Premier service including a Premier Relationship Manager to help you and your family manage your money.

 

To join HSBC Expat, you must be 18 years or over and meet one of these criteria:

  •  hold a minimum of £50,000 (or currency equivalent) with us
  •  have a sole salary of £100,000 (or currency equivalent)
  •  have already qualified for HSBC Premier in another country

And you must currently reside or be situated in an eligible country or region.

If you do not qualify for an HSBC Expat account, but still need an account in another country you may be interested in our additional international services.

  Benefits of an HSBC Expat account 

  • Enjoy an extra 0.20% AER / Gross welcome bonus interest on GBP, USD, HKD and AED Fixed Term Deposit accounts opened within 90 days of opening your first Expat bank account. Terms and conditions apply (PDF)
  • Save up to 40% on foreign exchange if you’ve recently joined HSBC Expat, and make your first transaction between $75,000 and $149,999 over the phone. Eligible for new joiners from 2 November to 31 December on transactions until 31 January 2021. Terms and conditions apply (PDF)
  • Current accounts available in Pound sterling, United States dollar and Euro
  • Open additional savings accounts in Hong Kong dollar, United Arab Emirates dirham, Australian dollar and 16 other currencies
  • Manage your Forex needs and get exclusive rates with our HSBC Expat FX App
  • Access you accounts any time with our mobile banking app, online banking and 24/7 telephone banking
  • Complimentary travel security services from WorldAware®
  • International offices based in Jersey (Channel Islands) and Hong Kong
  • Get help setting up your local bank accounts for when you arrive in a new country

Your Expat account provides a place for your money to grow in a convenient, central location. It connects to your home account, for financial commitments in your home country, and to your local accounts, for everyday expenses in the country you’ve moved to. Allowing you to manage all your eligible HSBC accounts from one place.

Banking in an offshore jurisdiction

Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

We may not be able to offer accounts in every country or region.1

You might be interested in

 

Whether you're moving abroad, are already there or have financial interests internationally, we'll help you manage your money.

 

View our interest rates on our range of savings accounts in up to 19 currencies.

 

Not eligible for an HSBC Expat account? We may still be able to help you open an account overseas.

1HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries, due to HSBC Policy.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.