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Earn between £200 & £600 cashback when you join HSBC Expat. Eligibility & T&Cs apply

Open an expat account

Freedom to manage your money wherever you've made your home

Managing your money anywhere in the world

Our Expat bank account gives you the flexibility to manage your money while you're living or working abroad. Regardless of how often you move you'll have full control over your finances.

Eligibility

To join HSBC Expat, you must be 18 years or over, currently reside in an eligible country / region, and meet one of these criteria:

HSBC Expat Premier

You must either:

  • maintain a minimum of £50,0001 with us or
  • have a sole salary of £100,0001 or
  • have already qualified for HSBC Premier in another country

HSBC Expat Advance

You must:

  • maintain a minimum of £15,0001 with us

If you do not qualify for an HSBC Expat account, but still need an account in another country you may be interested in our additional international services.

  Benefits of an HSBC Expat account 

  • Join HSBC Expat and earn £200 when you fund between £50,000 and £249,999 or; £400 when you fund between £250,000 and £499,999 or; £600 when you fund at least £500,000 (or currency equivalents) and register for online banking within 90 days. Eligibility criteria & Terms and conditions apply. Offer ends 31 October.

  • Get 0.5% cashback on new advised investments under GBP 500,000 (or currency equivalent) taken out within 90 days of joining HSBC Expat. Terms and conditions apply. Offer ends 31 October.

  • Current accounts available in Pound sterling, United States dollar and Euro

  • Open additional savings accounts in Hong Kong dollar, United Arab Emirates dirham, Australian dollar and 16 other currencies

  • Manage your Forex needs and get exclusive rates with our HSBC Expat FX App

  • Access you accounts any time with our mobile banking app, online banking and telephone banking

  • Complimentary travel security services from Crisis24

  • International offices based in Jersey (Channel Islands) and Hong Kong

  • Get help setting up your local bank accounts for when you arrive in a new country

Your Expat account provides a place for your money to grow in a convenient, central location. It connects to your home account, for financial commitments in your home country, and to your local accounts, for everyday expenses in the country you’ve moved to. Allowing you to manage all your eligible HSBC accounts from one place.

Banking in an offshore jurisdiction

Your HSBC Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

We may not be able to offer accounts in every country or region.2

You might be interested in

 

Whether you're moving abroad, are already there or have financial interests internationally, we'll help you manage your money.

 

Opening a bank account in a country or territory you're not a resident in can be a useful way to manage your money abroad.

 
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View our interest rates on our range of savings accounts in up to 19 currencies.

 
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Not eligible for an HSBC Expat account? We may still be able to help you open an account overseas.

1Or currency equivalent.

2HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries, due to HSBC Policy.

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