Get the most from your finances while abroad

HSBC Expat offers you the freedom to experience the most from living abroad. Whether you're about to move, are already enjoying life overseas or have financial interests internationally, we'll help you manage your money and plan for your future.
  • Award-winning expat banking services
  • Relationship Managers to help you manage your finances
  • Instant access and fixed term savings accounts in up to 19 currencies
  • Wealth Managers to assist you with your financial goals
  • Digital services including online banking, mobile banking and our FX app

I'm moving abroad

Moving overseas to begin a new chapter in your life offers endless experiences. We'll help you to manage your finances so can seize new opportunities knowing you've a trusted and consistent connection between your life abroad and your finances elsewhere in the world. 

Benefits include:

  • International account opening so your new bank account will be ready when you arrive 
  • Foreign exchange specialists to help reduce the impact of exchange rate movements
  • Wealth Managers to assist you with your financial goals using a range of global investment solutions1
  • Instant access and fixed term savings accounts in up to 19 currencies
  • Specialist lending solutions including mortgages if you're looking to buy or remortgage in the UK while you're overseas2
Moving abroad for the first time

I'm already living abroad

If you're already living abroad your time is precious as you seek to embrace every opportunity for professional and personal development. Opening an account with us means a valuable and consistent connection between your life abroad and your finances elsewhere in the world. 

Benefits include:

  • Bank accounts in Sterling, US Dollars or Euros
  • Relationship Managers to help you and your family manage your finances
  • 24/7 telephone, online and mobile banking
  • Instant access and fixed term savings accounts in up to 19 currencies
  • Foreign exchange services for when you need to move your money around the world
  • Specialist lending solutions including mortgages if you're looking to buy or remortgage in the UK while you're overseas2
I'm already living abroad

Thinking of switching to HSBC Expat?

If you're living overseas and want more from your bank then HSBC Expat is the account for you. We offer specialist services, expert support and the connections you need to make your time abroad more rewarding.

Benefits include:

  • Foreign exchange specialists to help you manage the impact of exchange rate movements
  • Wealth Managers to assist with your financial goals
  • Expat tax resources to help you understand your commitments at home and abroad
  • World Aware® security services
  • Instant access and fixed term savings accounts in up to 19 currencies
  • Specialist lending solutions including mortgage services if you're looking to buy or remortgage a property in the UK while you're living overseas2
Why switch to HSBC Expat?

I've got financial interests abroad

If you don't live abroad but have financial interests in different countries, HSBC Expat has a wealth of experience to help you make the most of your transactions.

Benefits include:

  • Connected to expert support
  • Wealth Managers to help you achieve your financial goals
  • Foreign exchange specialists to help you manage the impact of exchange rate fluctuations
  • Expat tax resources to help you understand your tax commitments at home and abroad
Financial interests abroad

A central offshore location

We're based in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading and best-regulated international finance centres as recognised by the Organisation for Economic Cooperation and Development (OECD).

Jersey has no capital gains, capital transfer or wealth taxes and has signed more than 60 agreements with jurisdictions around the world. So you can keep your money in one place while you move around the world and we'll connect you to HSBC products and services that could save you time and make life easier for you and your family.

Discover HSBC Expat's range of services

1The value of investments, and any income received from them can fall as well as rise, is not guaranteed and you may not get back the amount you invested.

2Your property may be repossessed if you do not keep up repayments on your mortgage. All mortgages are subject to status and eligibility criteria.